433 Regal Downs Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 433 Regal Downs Cir, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,868 sqft · built 2001
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Feb 2021)
Tax Bill$5,924 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN23-22-27-6800-00-970

Property Details

APN / Parcel Number

Primary APN23-22-27-6800-00-970
Alternative APNs
  • 272223680000970
  • 119619
  • 120402
  • 121784

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,868 sqft Living Area
Gross Area2,284 sqft
1st Floor Area1,868 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address433 REGAL DOWNS CIR
CityWINTER GARDEN
StateFL
Zip34787-4039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionREGAL POINTE PHASE 1 43/129 LOT 97
Legal Range27E
Legal Township22S
Legal Section23
Legal SubdivisionREGAL POINTE PH 1
Legal Phase1
Legal Tract6800
Legal Lot Number97
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3053
Census Tract17402

Owner

Source: Orange County records · APN 23-22-27-6800-00-970

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANK OF AMERICA NA
Aug 13, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 03, 2021Warranty Deed, Transfer
FIDELITY NATL TTL OF FL INC
Feb 03, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Nov 08, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 08, 2017Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2021 · Amount on Record
Deed SaleFeb 03, 2021 · Amount on Record
Prior SaleNov 08, 2017 · Amount on Record
Deed Document Number202165185
Last Transfer DateAug 05, 2021
Transfer Doc20210494665
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanySELENE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210526842
DateAug 27, 2021
Instrument20210526842
Lender
NameBANK OF AMERICA NA
TypeBank
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 13, 2021
Property Address433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
Document Number20210494665
Instrument DateAug 05, 2021
Instrument20210494665
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 03, 2021
Property Address433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
Document Number20210065185
Map ReferenceMB 43 PG 129&130
Instrument DateJan 29, 2021
Instrument20210065185
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6555 ROYAL TERN ST, 6555, ORLANDO, FL 32810-6706

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 03, 2021
Property Address433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
Document Number0000065185
Map ReferenceMB 43 PG 129&130
Instrument DateJan 29, 2021
Instrument20210065185
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6555 ROYAL TERN ST, 6555, ORLANDO, FL 32810-6706

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 08, 2017
Property Address433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
Document Number0000611784
Map ReferenceMB 43 PG 129&130
Instrument DateOct 27, 2017
Instrument20170611784
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyWEST ORANGE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 EQUITY WAY, 1, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039

Mortgage

Document Number0000611785
DateNov 08, 2017
Instrument20170611785
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateSep 08, 2017
Property Address433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
Document Number0000497083
Instrument DateJul 28, 2017
Instrument497083
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$359,250 (-1.19%) Land $100,000 Building $259,250$359,250 (-1.19%) Land $100,000 Building $259,250
2025$5,924.00 (+7.85%)$363,590 (+9.33%) Land $100,000 Building $263,590$363,590 (+9.33%) Land $100,000 Building $263,590
2024$5,493.00 (+8.45%)
2023$5,065.00 (+13.01%)$332,550 (+18.47%) Land $100,000 Building $232,550$332,550 (+18.47%) Land $100,000 Building $232,550
2022$4,482.00$280,707 Land $85,000 Building $195,707$280,707 Land $85,000 Building $195,707

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 299 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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