Orange County property record for 433 Regal Downs Cir, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,868 sqft · built 2001 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $285,000 (Feb 2021) |
| Tax Bill | $5,924 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-27-6800-00-970 |
| Primary APN | 23-22-27-6800-00-970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 1,868 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 433 REGAL DOWNS CIR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-4039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | REGAL POINTE PHASE 1 43/129 LOT 97 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | REGAL POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 6800 |
| Legal Lot Number | 97 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 17402 |
Source: Orange County records · APN 23-22-27-6800-00-970
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Aug 13, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 03, 2021 | Warranty Deed, Transfer FIDELITY NATL TTL OF FL INC |
| Feb 03, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Nov 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 08, 2017 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2021 · Amount on Record |
| Deed Sale | Feb 03, 2021 · Amount on Record |
| Prior Sale | Nov 08, 2017 · Amount on Record |
| Deed Document Number | 202165185 |
| Last Transfer Date | Aug 05, 2021 |
| Transfer Doc | 20210494665 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 20210526842 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 20210526842 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 13, 2021 |
| Property Address | 433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039 |
| Document Number | 20210494665 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 20210494665 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 03, 2021 |
| Property Address | 433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039 |
| Document Number | 20210065185 |
| Map Reference | MB 43 PG 129&130 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 20210065185 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6555 ROYAL TERN ST, 6555, ORLANDO, FL 32810-6706 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 03, 2021 |
| Property Address | 433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039 |
| Document Number | 0000065185 |
| Map Reference | MB 43 PG 129&130 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 20210065185 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6555 ROYAL TERN ST, 6555, ORLANDO, FL 32810-6706 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 08, 2017 |
| Property Address | 433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039 |
| Document Number | 0000611784 |
| Map Reference | MB 43 PG 129&130 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 20170611784 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | WEST ORANGE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 EQUITY WAY, 1, WESTLAKE, OH 44145-1050 |
| Name | Verified Name |
|---|---|
| Address | 433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039 |
| Document Number | 0000611785 |
|---|---|
| Date | Nov 08, 2017 |
| Instrument | 20170611785 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 08, 2017 |
| Property Address | 433 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039 |
| Document Number | 0000497083 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 497083 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,250 (-1.19%) Land $100,000 Building $259,250 | $359,250 (-1.19%) Land $100,000 Building $259,250 | |
| 2025 | $5,924.00 (+7.85%) | $363,590 (+9.33%) Land $100,000 Building $263,590 | $363,590 (+9.33%) Land $100,000 Building $263,590 |
| 2024 | $5,493.00 (+8.45%) | ||
| 2023 | $5,065.00 (+13.01%) | $332,550 (+18.47%) Land $100,000 Building $232,550 | $332,550 (+18.47%) Land $100,000 Building $232,550 |
| 2022 | $4,482.00 | $280,707 Land $85,000 Building $195,707 | $280,707 Land $85,000 Building $195,707 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 299 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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