438 Plum St, Aurora, IL 60506 Property Records

Kane County property record for 438 Plum St, Aurora, IL 60506

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,587 sqft · built 1907
Lot Size0.121 acres (5,273 sqft)
Owner2 Individual Names on File
Tax Bill$4,793 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN15-21-204-003

Property Details

APN / Parcel Number

Primary APN15-21-204-003

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,587 sqft Living Area
Gross Area3,034 sqft
Basement Area819 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area5,273 sqft (0.121 acres)
Lot Dimensions87.9 ft deep x 60 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address438 PLUM ST
CityAURORA
StateIL
Zip60506-2965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOYTS ADDN : W 1/2 LOT 1 : BLOCK 10 LOT DIMENSIONS: 60 X 87.875 HISTORIC TANNER DISTRICT APPROX LOT SQ FT 5273 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal SubdivisionHOYTS ADDN
Legal Block10
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group3
Census Block3006
Census Tract853200

Owner

438 Plum St is owned and occupied by two individuals who acquired it in November 2024.

Source: Kane County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address438 PLUM ST, AURORA, IL 60506-2965
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2024
Deed SaleNov 20, 2024
Deed Document Number202443083
Prior Transfer DateOct 24, 2024
Prior Transfer Doc0000043083
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateAug 5, 2026
Property Address438 PLUM ST, AURORA, IL 60506-2965
Document Number0000033496
Instrument DateJul 22, 2026
Instrument202633496
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 PLUM ST, AURORA, IL 60506-2965

Mortgage

Document Number0000033496,
DateAug 5, 2026
Instrument202633496
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term339 Months
DueNov 1, 2054
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 438 Plum St was $4,793.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,793.00$72,543 (+9.39%) Land $6,264 Building $66,279$217,716 (+9.39%) Land $18,800 Building $198,917
2024$66,316 Land $5,726 Building $60,590$199,028 Land $17,185 Building $181,843
2022$4,126.00 (+6.67%) Homeowner's exemption$51,928 (+7.41%) Land $4,668 Building $47,260$155,784 (+7.41%) Land $14,004 Building $141,780
2021$3,868.00 Homeowner's exemption$48,346 Land $4,346 Building $44,000$145,038 Land $13,038 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 438 Plum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet, Verizon, Watch TV.

Nearby Properties on Plum St

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