446 Planters Trace Dr, Charleston, SC 29412 Property Records

Charleston County property record for 446 Planters Trace Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2001
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2014)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`427-06-00-170`

Property Details

APN / Parcel Number

Primary APN	`427-06-00-170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,308 sqft
Upper Floors Area	228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Terrain	High
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	28 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	446 PLANTERS TRACE DR
City	CHARLESTON
State	SC
Zip	29412-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -PLANTERS TRACE AT SEASIDE PLANTATION DESCRIPTION -LOT 18
Legal Subdivision	PLANTERS TRACE AT SEASIDE PLANTATION
Legal Lot Number	18
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	3
Census Block	3033
Census Tract	2005

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	446 PLANTERS TRACE DR, CHARLESTON, SC 29412-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2014 · Amount on Record
Deed Sale	Aug 25, 2014 · Amount on Record
Prior Sale	Oct 12, 2005 · Amount on Record
Deed Book / Page	425 / 174
Prior Transfer Date	Oct 6, 2005
Prior Transfer Doc	S5580799
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	446 PLANTERS TRACE DR, CHARLESTON, SC 29412-8305
Document Number	0951/0789
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 PLANTERS TRACE DR CHARLESTON SC 294128305, CHARLESTON, SC 29412-8305

Mortgage

Document Number	0951/0789
Date	Jan 15, 2021
Book Page	000951/000789

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2036

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (+15.04%)	$310,787 (+2,775%) Land $149,579 Building $161,208	$508,700 (+64.1%) Land $275,000 Building $233,700
2024	$1,483.00 (+8.64%)	$10,810 (-)
2022	$1,365.00	$10,810	$310,000 (-) Land $149,200 Building $160,800
2020			$310,000 Land $149,200 Building $160,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 696 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 10 condo units
Nearby Flood Claims	112 (1979–2024)
Claims Outside the SFHA	8 of 112
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims Severe Storms And Flooding, Oct 2015 · 11 claims Hurricane Hugo, Sep 1989 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20