Charleston County property record for 437 Planters Trace Dr, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,836 sqft · built 2000 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $267,500 (Aug 2005) |
| Tax Bill | $1,616 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 427-06-00-180 |
| Primary APN | 427-06-00-180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 437 PLANTERS TRACE DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-8306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -PLANTERS TRACE AT SEASIDE PLANTATION DESCRIPTION -LOT 10 PHASE 2 |
| Legal Subdivision | PLANTERS TRACE AT SEASIDE PLANTATION |
| Legal Phase | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 2005 |
Source: Charleston County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 437 PLANTERS TRACE DR, CHARLESTON, SC 29412-8306 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2005 · Amount on Record |
| Deed Sale | Aug 26, 2005 · Amount on Record |
| Prior Sale | Jun 2, 2000 · Amount on Record |
| Deed Document Number | 000B551186 |
| Deed Book / Page | B551 / 186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 437 PLANTERS TRACE DR, CHARLESTON, SC 29412-8306 |
| Document Number | 0928/0381 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 437 PLANTERS TRACE DR CHARLESTON SC 294128306, CHARLESTON, SC 29412-8306 |
| Document Number | 0928/0381 |
|---|---|
| Date | Oct 24, 2020 |
| Book Page | 000928/000381 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 23, 2035 |
Source: Charleston County assessment roll, as of September 13, 2024
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,616.00 (+8.46%) | $11,880 (-) | |
| 2022 | $1,490.00 | $11,880 | $350,000 (-) Land $150,800 Building $199,200 |
| 2020 | $350,000 Land $150,800 Building $199,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 696 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 10 condo units |
| Nearby Flood Claims | 112 (1979–2024) |
| Claims Outside the SFHA | 8 of 112 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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