442 Olde Post Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 442 Olde Post Rd, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,006 sqft · built 1984
Lot Size0.358 acres (15,598 sqft)
OwnerIndividual Name on Record
Last Sale$615,000 (Jun 2021)
Tax Bill$5,262 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-7542-1

Property Details

APN / Parcel Number

Primary APNC56-000-596-7542-1
Alternative APN
  • 26-1S-22-2130-0001-0120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,006 sqft Heated Area
Gross Area4,463 sqft
1st Floor Area2,270 sqft
Upper Floors Area736 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialWood
Lot Area15,598 sqft (0.358 acres)
Lot Width100 ft Width
Garage TypeFinished
Garage Area441 sqft
PorchOpen Porch
Porch Area120 sqft
Patio Area896 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address442 OLDE POST RD
CityNICEVILLE
StateFL
Zip32578-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE EST LOT 12 BLK 1
Legal Range22
Legal Township01S
Legal Section26
Legal SubdivisionRAINTREE ESTATES UNIT 1
Legal Block1
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1001
Census Tract21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address442 OLDE POST RD, NICEVILLE, FL 32578-3906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Warranty Deed, Transfer · Conventional Mortgage
PROGRESS BANK & TRUST
Jun 6, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2021 · Amount on Record
Deed SaleJun 9, 2021 · Amount on Record
Deed Document Number3462290
Deed Book / Page3552 / 2660
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 9, 2021
Property Address442 OLDE POST RD, NICEVILLE, FL 32578-3906
Document Number0035522660
Book / Page3552 / 2660
Map ReferenceMB 5 PG 81-84
Instrument DateJun 4, 2021
Instrument3462290
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyNOT AVAILABLE, BRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address442 OLDE POST RD, 442, NICEVILLE, FL 32578-3906

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 NORWICH CIR, NICEVILLE, FL 32578-3925

Mortgage

Document Number35522662
DateJun 9, 2021
Instrument3552/2662
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address442 OLDE POST RD, NICEVILLE, FL 32578-3906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034022559
DateJun 6, 2019
Book Page3402/2559
Instrument3282472
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueMay 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,262.00 (-0.11%) Homeowner's exemption$485,473 (+0.88%) Land $151,711 Building $333,762$485,473 (+0.88%) Land $151,711 Building $333,762
2023$5,268.00 (-3.34%) Homeowner's exemption$481,251 (+6%) Land $140,251 Building $341,000$481,251 (+6%) Land $140,251 Building $341,000
2022$5,450.00$454,028 Land $133,572 Building $320,456$454,028 Land $133,572 Building $320,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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