446 Ocean Ave, West Haven, CT 06516 Property Records

West Haven City property record for 446 Ocean Ave, West Haven, CT 06516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 990 sqft · built 1965
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2021)
Tax Bill	$8,888 (2025)
Deeds & Mortgages	May 2024 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WHAV M:0004 B:0020 L:0000`

Property Details

APN / Parcel Number

Primary APN	`WHAV M:0004 B:0020 L:0000`
Alternative APN	`4268`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	990 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4268
Street Address	446 OCEAN AVE
City	WEST HAVEN
State	CT
Zip	06516-7246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	LONG HL FARMS
Legal Block	20
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	2
Census Block	2003
Census Tract	154700

Owner

Source: West Haven City records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 OCEAN AVE, WEST HAVEN, CT 06516-7246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 23, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 30, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Book / Page	1926 / 177
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	446 OCEAN AVE, WEST HAVEN, CT 06516-7246
Transaction Type	Mortgage
Record Updated	Jun 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001990-572
Date	May 20, 2024
Book Page	1990/572

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Dec 23, 2021
Property Address	446 OCEAN AVE, WEST HAVEN, CT 06516-7246
Document Number	001926-177
Book / Page	1926 / 177
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001926179
Date	Dec 23, 2021
Instrument	1926/179

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Sep 30, 2019
Property Address	446 OCEAN AVE, WEST HAVEN, CT 06516-7246
Document Number	1848-886
Book / Page	001848 / 000886
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 OCEAN AVE WEST HAVEN CT 065167246, WEST HAVEN, CT 06516-7246

Mortgage

Document Number	1848-889
Date	Sep 30, 2019
Book Page	001848/000889

Lender

Name	CALIBER HM LNS

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,888.00	$270,410 (+63.62%) Land $104,300 Building $166,110	$386,300 Land $149,000 Building $237,300
2024	$8,888.00 (+19.24%)
2023	$7,454.00 (+1.83%)	$165,270 (-) Land $72,240 Building $93,030
2022	$7,320.00	$165,270 Land $72,240 Building $93,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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