440 Ocean Ave, West Haven, CT 06516 Property Records

West Haven City property record for 440 Ocean Ave, West Haven, CT 06516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,468 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Feb 2020)
Tax Bill	$8,127 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11994`

Property Details

APN / Parcel Number

Primary APN	`11994`
Alternative APN	`WHAV M:0004 B:0019 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
Gross Area	3,751 sqft
1st Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11994
Street Address	440 OCEAN AVE
City	WEST HAVEN
State	CT
Zip	06516-7246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	19
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	2
Census Block	2003
Census Tract	154700

Owner

440 Ocean Ave is owned and occupied by an individual who bought it in February 2020.

Source: West Haven City records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	440 OCEAN AVE, WEST HAVEN, CT 06516-7246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 12, 2020	Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SVCS VISIO FINANCIAL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Prior Sale	Aug 11, 2015 · Amount on File
Deed Book / Page	1858 / 529
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	440 OCEAN AVE, WEST HAVEN, CT 06516-7246
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1916-453
Date	Sep 28, 2021
Book Page	1916/453

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Feb 12, 2020
Property Address	440 OCEAN AVE, WEST HAVEN, CT 06516-7246
Document Number	1858-529
Book / Page	1858 / 529
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1858532
Date	Feb 12, 2020
Instrument	1858/532

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	440 OCEAN AVE, WEST HAVEN, CT 06516-7246
Document Number	1794-625
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	440 OCEAN AVE WEST HAVEN CT 065167246, WEST HAVEN, CT 06516-7246

Mortgage

Document Number	1794-625
Date	Jul 25, 2017
Book Page	001794/000625

Lender

Name	VISIO FINANCIAL SVCS VISIO FINANCIAL SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 440 Ocean Ave was $8,127.

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,127.00	$247,240 Land $103,250 Building $143,990	$353,200 Land $147,500 Building $205,700
2024	$8,127.00 (+20.87%)
2023	$6,724.00 (+1.82%)	$149,100 (-) Land $71,540 Building $77,560
2022	$6,604.00	$149,100 Land $71,540 Building $77,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Ocean Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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