446 North St, Union, MS 39365 Property Records

Neshoba County property record for 446 North St, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,062 sqft · built 1968
Lot Size	6.4 acres (278,784 sqft)
Owner	Individual Name on Record
Last Sale	$128,900 (Jun 2018)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12400-25-029.001`

Property Details

APN / Parcel Number

Primary APN	`12400-25-029.001`
Alternative APN	`21460`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,062 sqft Living Area
1st Floor Area	1,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	278,784 sqft (6.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	21460
Street Address	446 NORTH ST
City	UNION
State	MS
Zip	39365-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 SW 1/4 S & E OF RDS
Legal Range	11E
Legal Township	09N
Legal Section	25
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3045
Census Tract	10600

Owner

Source: Neshoba County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 NORTH ST, UNION, MS 39365-9506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Deed of Trust, Mortgage RENASANT BANK
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 6, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Deed Book / Page	2018 / 3101
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	446 NORTH ST, UNION, MS 39365-9506
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/4774
Date	Jun 21, 2018
Book Page	2018/4774

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	446 NORTH ST, UNION, MS 39365-9506
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/6451
Date	Sep 5, 2025
Book Page	2025/6451
Instrument	2025-6451

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	446 NORTH ST, UNION, MS 39365-9506
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/5713
Date	Jul 1, 2021
Book Page	2021/5713
Instrument	2021-5713

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NESHOBA MS
Recording Date	Jan 6, 2026
Property Address	446 NORTH ST, UNION, MS 39365-9506
Document Number	002026/116
Book / Page	2026 / 116
Instrument Date	Jan 6, 2026
Instrument	2026-116
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	892 GREENLAND RD, UNION, MS 39365-9222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 NORTH ST, UNION, MS 39365-9506

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	446 NORTH ST, UNION, MS 39365-9506
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/5713
Date	Jul 1, 2021
Book Page	2021/5713
Instrument	2021-5713

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jun 21, 2018
Property Address	446 NORTH ST, UNION, MS 39365-9506
Document Number	02018/3101
Book / Page	2018 / 3101
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 NORTH ST, UNION, MS 39365-9506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 PORTIS ST, UNION, MS 39365-2227

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Municipality	Union Town
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 (-0.71%) Homeowner's exemption	$9,634 (+9.04%)	$95,900 (+9.1%) Land $8,170 Building $87,730
2024	$1,121.00 (+9.37%)
2023	$1,025.00 (+0.2%) Homeowner's exemption	$8,835	$87,900 Land $8,200 Building $79,700
2021	$1,023.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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