442 North St, Union, MS 39365 Property Records

Neshoba County property record for 442 North St, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,125 sqft · built 1959
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Aug 2018)
Tax Bill	$646 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12436B-00A-001.000`

Property Details

APN / Parcel Number

Primary APN	`12436B-00A-001.000`
Alternative APN	`14723`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,125 sqft Living Area
1st Floor Area	1,905 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Other
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)

Location & Zoning

Account Number	14723
Street Address	442 NORTH ST
City	UNION
State	MS
Zip	39365-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 NE 1/4 SW 1/4
Legal Range	11E
Legal Township	09N
Legal Section	36
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3045
Census Tract	10600

Owner

442 North St is owned and occupied by an individual who bought it in August 2018.

Source: Neshoba County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	442 NORTH ST, UNION, MS 39365-9506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage NAVY FCU
Aug 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Deed Book / Page	2018 / 4425
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	442 NORTH ST, UNION, MS 39365-9506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/6730
Date	Aug 16, 2018
Book Page	2018/6730

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Aug 16, 2018
Property Address	442 NORTH ST, UNION, MS 39365-9506
Document Number	2018/4425
Book / Page	2018 / 4425
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 NORTH ST, 442, UNION, MS 39365-9506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 NORTH ST, UNION, MS 39365-9506

Tax Assessment & Valuation

The 2025 property tax bill for 442 North St was $646 with a homeowner's exemption, down 0.9% from the year before.

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Municipality	Union Town
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$646.00 (-0.92%) Homeowner's exemption	$6,085	$60,700 Land $5,300 Building $55,400
2024	$652.00 (+6.71%)
2023	$611.00 Homeowner's exemption	$5,599	$55,840 Land $5,300 Building $50,540
2021	$610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 North St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on North St

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