446 N Bend Rd, Surry, ME 04684 Property Records

Hancock County and Surry Town property record for 446 N Bend Rd, Surry, ME 04684

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$487,500 (Nov 2020)
Tax Bill$2,481 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNSURY M:035 L:004

Property Details

APN / Parcel Number

Primary APNSURY M:035 L:004
Alternative APN
  • 241

Exterior

Architectural StyleMulti-Family
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number241
Street Address446 N BEND RD
CitySURRY
StateME
Zip04684-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number4
JurisdictionSURRY ME
Township / Civil DivisionSURRY
Census Block Group2
Census Block2028
Census Tract966300

Owner

Source: Hancock County and Surry Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address446 N BEND RD, SURRY, ME 04684-3321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Nov 12, 2020Quit Claim Deed, Transfer · Line of Credit
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Deed Document Number202037836
Deed Book / Page7071 / 831
Prior Transfer DateOct 27, 2020
Prior Transfer Doc0070710833
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY ME
Property Address446 N BEND RD, SURRY, ME 04684-3321
Document Number0070710848
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 N BEND RD SURRY ME 046843321, SURRY, ME 04684-3321

Mortgage

Document Number0070710848
DateNov 12, 2020
Book Page007071/000848
Instrument37838
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueNov 11, 2095
Interest
Rate TypeAdjustable Rate
Rate2.58%

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSURRY ME
Recording DateNov 12, 2020
Property Address446 N BEND RD, SURRY, ME 04684-3321
Document Number0070710831
Book / Page7071 / 831
Instrument DateOct 27, 2020
Instrument2020037836
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX BOX, BEMARD, ME

Mortgage

Document Number2020037837
DateNov 12, 2020
Instrument2020037837
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.59%
Type Change DateNov 1, 2021
Max Rate At Change12.5%
IndexOther

Tax Assessment & Valuation

Source: Hancock County and Surry Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionSurry Town
Unified School DistrictSurry (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,481.00$235,800 (-) Land $48,000 Building $187,800
2024$2,481.00 (+16.26%)$235,800 (-) Land $48,000 Building $187,800
2023$2,134.00 (+11.2%)$235,800 (-) Land $48,000 Building $187,800
2022$1,919.00$235,800 Land $48,000 Building $187,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2005–2006)
Most Recent ClaimJun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

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