386 N Bend Rd, Surry, ME 04684 Property Records

Hancock County and Surry Town property record for 386 N Bend Rd, Surry, ME 04684

Property Summary

Property Type	Single Family Home
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jan 2025)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Dec 2022 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SURY M:035 L:007-06`

Property Details

APN / Parcel Number

Primary APN	`SURY M:035 L:007-06`
Alternative APNs	`M:035 L:007=06` `254`

Exterior

Architectural Style	Multi-Family
Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Account Number	254
Street Address	386 N BEND RD
City	SURRY
State	ME
Zip	04684-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	7-6
Jurisdiction	SURRY ME
Township / Civil Division	SURRY
Census Block Group	2
Census Block	2012
Census Tract	966300

Owner

386 N Bend Rd is owned by two individuals who acquired it in February 2025.

Source: Hancock County and Surry Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CARLEY SHEA LN, TRENTON, ME 04605-6561
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Jun 25, 2020	Deed of Trust, Mortgage CUSO HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Mar 6, 2012 · Amount on File
Deed Document Number	20252025000718
Deed Book / Page	7366 / 816
Last Transfer Date	Feb 3, 2025
Transfer Doc	0073770234
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	386 N BEND RD, SURRY, ME 04684-3319
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072460441
Date	Dec 9, 2022
Book Page	7246/441
Instrument	2022017634

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	386 N BEND RD, SURRY, ME 04684-3319
Document Number	0070340473
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	386 N BEND RD SURRY ME 046843319, SURRY, ME 04684-3319

Mortgage

Document Number	0070340473
Date	Jul 1, 2020
Book Page	007034/000473
Instrument	28533

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 386 N Bend Rd was $1,719.

Source: Hancock County and Surry Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Surry Town
Unified School District	Surry (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,719.00	$163,400 (-) Land $54,600 Building $108,800
2024	$1,719.00 (+16.23%)	$163,400 (-) Land $54,600 Building $108,800
2023	$1,479.00 (+11.2%)	$163,400 (-) Land $54,600 Building $108,800
2022	$1,330.00	$163,400 Land $54,600 Building $108,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 386 N Bend Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2006)
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 N Bend Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Bend Rd

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