Luzerne County property record for 446 McKinley St, Exeter, PA 18643 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,402 sqft · built 1968 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Nov 2012) |
| Tax Bill | $2,888 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 16-E10S2-024-002 |
| Primary APN | 16-E10S2-024-002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,402 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 111 ft deep x 120 ft wide |
| Old Parcel Number | 16-E10S2-024-002 |
|---|---|
| Street Address | 446 MCKINLEY ST |
| City | EXETER |
| State | PA |
| Zip | 18643-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-4-675-5 446 MCKINLEY ST |
| Legal Subdivision | FREEDMAN & DATTNER |
| Legal Block | 24 |
| Legal Lot Number | 2 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 211101 |
Source: Luzerne County records · APN 16-E10S2-024-002
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 MCKINLEY ST, EXETER, PA 18643-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FNCB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2012 · Amount on Record |
| Deed Sale | Nov 07, 2012 · Amount on Record |
| Deed Book / Page | 3012 / 198831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 446 MCKINLEY ST, EXETER, PA 18643-1027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0000061744 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 3025/256991 |
| Instrument | 202561744 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 446 MCKINLEY ST, EXETER, PA 18643-1027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | TIGER ABSTRACT INC, TIGER ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000047597 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 3021/202498 |
| Instrument | 202147597 |
| Name | FNCB BANK |
|---|---|
| Type | Bank |
| Address | SCRANTON, PA 18512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Jan 16, 2036 |
Source: Luzerne County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Exeter Borough |
| Unified School District | Wyoming Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,888.00 Homeowner's exemption | $94,400 (-) Land $25,300 Building $69,100 | |
| 2025 | $2,888.00 (+8.78%) | ||
| 2024 | $94,400 Land $25,300 Building $69,100 | ||
| 2023 | $2,655.00 | ||
| 2009 | $94,400 Land $25,300 Building $69,100 |
Source: FEMA National Flood Hazard Layer, Luzerne County (42079C), updated November 11, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420792111014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 15 (1978–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Fiber | 1,500 / 1,500 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Skypacket Networks | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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