Luzerne County property record for 440 McKinley St, Exeter, PA 18643
| Property Type | Single Family Home |
|---|---|
| Details | 1,602 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,470 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-E10S2-024-001 |
| Primary APN | 16-E10S2-024-001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,602 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 111 ft deep x 80 ft wide |
| Old Parcel Number | 16-E10S2-024-001 |
|---|---|
| Street Address | 440 MCKINLEY ST |
| City | EXETER |
| State | PA |
| Zip | 18643-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-4-403-2-D17-1 440 MCKINLEY AVE |
| Legal Block | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 211101 |
Source: Luzerne County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 MCKINLEY ST, EXETER, PA 18643-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 14, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Aug 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 |
| Deed Sale | Jan 14, 2026 |
| Prior Sale | Mar 16, 2011 · Amount on Record |
| Deed Document Number | 20262593 |
| Deed Book / Page | 3026 / 12841 |
| Prior Transfer Date | Dec 18, 2025 |
| Prior Transfer Doc | 0000002593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 440 MCKINLEY ST, EXETER, PA 18643-1027 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000045593 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 3022/188420 |
| Instrument | 202245593 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Jan 14, 2026 |
| Property Address | 440 MCKINLEY ST, EXETER, PA 18643-1027 |
| Document Number | 0000002593 |
| Book / Page | 3026 / 12841 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 202602593 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | UNKNOWN, AMT TITLE SERVICES CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 MCKINLEY ST, EXETER, PA 18643-1027 |
| Name | Verified Name |
|---|---|
| Address | 440 MCKINLEY ST, EXETER, PA 18643-1027 |
| Document Number | 0000002594 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 202602594 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 440 MCKINLEY ST, EXETER, PA 18643-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048848 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 3017/170616 |
| Instrument | 201748848 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Exeter Borough |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,470.00 (+0.02%) Homeowner's exemption | $146,100 (-) Land $22,200 Building $123,900 | |
| 2025 | $4,469.00 (+8.73%) | $146,100 (-) Land $22,200 Building $123,900 | |
| 2024 | $4,110.00 | $146,100 Land $22,200 Building $123,900 | |
| 2023 | $4,110.00 | ||
| 2009 | $146,100 Land $22,200 Building $123,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 15 (1978–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW NESBITT private · serves 52,640 people · EPA ID PA2409010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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