446 Main St, West Townsend, MA 01474 Property Records

Middlesex County and Townsend Town property record for 446 Main St, West Townsend, MA 01474

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,525 sqft · built 1961
Lot Size	0.838 acres (36,482 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Apr 2020)
Tax Bill	$7,054 (2026)
Deeds & Mortgages	Aug 2022 Refinance Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0047 B:0042 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0047 B:0042 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area
Gross Area	4,453 sqft
1st Floor Area	1,040 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,482 sqft (0.838 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	446 MAIN ST
City	WEST TOWNSEND
State	MA
Zip	01474-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	42
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3005
Census Tract	301102

Owner

446 Main St is owned and occupied by two individuals who bought it in April 2020.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	446 MAIN ST, WEST TOWNSEND, MA 01474-1003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Apr 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Aug 28, 2002 · Amount on File
Deed Document Number	202060674
Deed Book / Page	74533 / 72
Prior Transfer Date	Apr 2, 2020
Prior Transfer Doc	74533-72
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	446 MAIN ST, TOWNSEND, MA 01474-1003
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080522-437
Date	Aug 2, 2022
Book Page	80522/437
Instrument	117895

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	446 MAIN ST, TOWNSEND, MA 01474-1003
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079757-211
Date	Mar 1, 2022
Book Page	79757/211
Instrument	31781

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Apr 24, 2020
Property Address	446 MAIN ST, TOWNSEND, MA 01474-1003
Document Number	74533-72
Book / Page	74533 / 72
Instrument Date	Apr 2, 2020
Instrument	60674
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 MAIN ST, TOWNSEND, MA 01474-1003

Mortgage

Document Number	60675
Date	Apr 24, 2020
Instrument	60675

Lender

Name	KELLER MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 446 Main St was $7,054, up 3.6% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,054.00 (+3.58%)	$513,000 (+9.38%) Land $107,100 Building $397,700	$466,260 (-)
2025	$6,810.00 (+2.62%)	$469,000 (+1.85%) Land $94,300 Building $374,700	$466,260
2024	$6,636.00 (-1.73%)	$460,500 (+4.07%) Land $94,300 Building $366,200
2023	$6,753.00	$442,500 Land $85,700 Building $356,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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