446 Main St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 446 Main St, Poughkeepsie, NY 12601 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	4,224 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Sep 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`131300-6162-78-226012-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6162-78-226012-0000`
Alternative APNs	`130000616200782260120000` `131300 6.162-78-226.12` `297030`

Interior

Stories	3 Stories
Building Area	4,224 sqft Living Area
Gross Area	4,352 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Townhouse
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	222 ft deep x 24 ft wide
View / Lot	Commercial
Porch	Covered Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	297030
Street Address	446 MAIN ST
City	POUGHKEEPSIE
State	NY
Zip	12601-3312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	24 X 150 0255 0356
Legal Block	78
Legal Lot Number	226
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	4
Census Block	4003
Census Tract	221100

Owner

Source: Dutchess County and Poughkeepsie City records · APN 131300-6162-78-226012-0000

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	100 W BROADWAY, LONG BEACH, NY 11561-4049
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	446 MAIN ST, POUGHKEEPSIE, NY 12601-3312
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001865
Date	Sep 03, 2025
Instrument	1865

Lender

Name	RHINEBECK SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,436.00 (+91.21%)	$133,300 (+3.01%) Land $27,500 Building $105,800	$133,300 (+3.01%) Land $27,500 Building $105,800
2024	$2,320.00	$129,400 (+4.02%) Land $27,500 Building $101,900	$129,400 (+4.02%) Land $27,500 Building $101,900
2023		$124,400 (+9.99%) Land $27,500 Building $96,900	$124,400 (+9.99%) Land $27,500 Building $96,900
2022		$113,100 Land $25,000 Building $88,100	$113,100 Land $25,000 Building $88,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dutchess County (36027C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.