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432 Main St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 432 Main St, Poughkeepsie, NY 12601

Property Summary

Property TypeTownhouse
Details12,928 sqft · built 1935
Lot Size0.9 acres (39,204 sqft)
OwnerCompany Name on Record
Last Sale$2,400,000 (Apr 2025)
Tax Bill$23,523 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Oct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN131300-6162-78-214011-0000

Property Details

APN / Parcel Number

Primary APN131300-6162-78-214011-0000
Alternative APNs
  • 130000616200782140110000
  • 131300 6.162-78-214.11
  • 297010

Interior

Stories1 Story
Building Area12,928 sqft Living Area
Gross Area25,088 sqft
1st Floor Area12,928 sqft
Basement Area12,160 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1982
Architectural StyleTownhouse
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions254 ft deep x 102 ft wide
View / LotCommercial

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number297010
Street Address432 MAIN ST
CityPOUGHKEEPSIE
StateNY
Zip12601-3312
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC-2
Legal Description0.59 AC 1497 0494 1319 0664
Legal Block78
Legal Lot Number214
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group4
Census Block4003
Census Tract221100

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address432 MAIN ST, POUGHKEEPSIE, NY 12601-3312
Owner TypeCompany
VestingCorporation

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2018Deed of Trust, Mortgage · Line of Credit
NOAH BK
Oct 24, 2018Loan Modification, Mortgage
NOAH BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2025 · Amount on Record
Deed SaleApr 21, 2025 · Amount on Record
Prior SaleFeb 11, 2013 · Amount on Record
Deed Document Number20252025-51339
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address432 MAIN ST, POUGHKEEPSIE, NY 12601-3312
Document Number0000007062
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address432-440 MAIN ST POUGHKEEPSIE NY 126013312, POUGHKEEPSIE, NY 12601-3312

Mortgage

Document Number0000007062
DateNov 15, 2018
Instrument7062
Lender
NameNOAH BK
TypeBank
AddressELKINS PARK, PA 19027
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUTCHESS NY
Property Address432 MAIN ST, POUGHKEEPSIE, NY 12601-3312
Document Number0000007063
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address432-440 MAIN ST POUGHKEEPSIE NY 126013312, POUGHKEEPSIE, NY 12601-3312

Mortgage

Document Number0000007063
DateNov 15, 2018
Instrument7063
Lender
NameNOAH BK
TypeBank
AddressELKINS PARK, PA 19027
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityPoughkeepsie City
Unified School DistrictPoughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,523.00 (+91.18%)$706,800 (+3%) Land $113,300 Building $593,500$706,800 (+3%) Land $113,300 Building $593,500
2024$12,304.00$686,200 (+4%) Land $113,300 Building $572,900$686,200 (+4%) Land $113,300 Building $572,900
2023$659,800 (+1%) Land $113,300 Building $546,500$659,800 (+1%) Land $113,300 Building $546,500
2022$599,800 Land $103,000 Building $496,800$599,800 Land $103,000 Building $496,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE CITY
serves 30,639 people · EPA ID NY1330291
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionOct 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Optimum, T-Mobile.

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