Teller County property record for 446 Lost Lake Dr, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,595 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jun 2013) |
| Tax Bill | $2,690 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3145.042040320 |
| Primary APN | 3145.042040320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Basement Area | 1,595 sqft |
| Finished Basement | 1,595 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 12 sqft |
| Patio Area | 385 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0017491 |
|---|---|
| Street Address | 446 LOST LAKE DR |
| City | DIVIDE |
| State | CO |
| Zip | 80814-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L26 B2 HIGHLAND LAKES 1 REF POR B1 + 2 |
| Legal Range | 70W |
| Legal Township | 13S |
| Legal Section | 04 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10112 |
Source: Teller County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 LOST LAKE DR, DIVIDE, CO 80814-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2013 · Amount on Record |
| Deed Sale | Jun 17, 2013 · Amount on Record |
| Prior Sale | Sep 28, 2007 · Amount on Record |
| Deed Document Number | 2013663707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 446 LOST LAKE DR, DIVIDE, CO 80814-9716 |
| Document Number | 0000717003 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 446 LOST LAKE DR DIVIDE CO 808149716, DIVIDE, CO 80814-9716 |
| Document Number | 0000717003 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 717003 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Woodland Park School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,690.00 (+6.28%) | $37,480 (+0.67%) Land $3,186 Building $34,294 | |
| 2024 | $2,531.00 (+4.98%) | $37,230 (-) Land $3,046 Building $34,184 | $599,523 (-1.83%) Land $50,960 Building $548,563 |
| 2023 | $2,411.00 (+31.03%) | $37,230 (+26.72%) Land $3,050 Building $34,180 | $610,688 (+44.44%) Land $49,971 Building $560,717 |
| 2022 | $1,840.00 | $29,380 Land $1,660 Building $27,720 | $422,793 Land $23,916 Building $398,877 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 96% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: AT&T, Verizon, Vero Fiber.
5G (outdoors only) and 4G LTE
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