424 Lost Lake Dr, Divide, CO 80814 Property Records

Teller County property record for 424 Lost Lake Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 843 sqft · built 1975
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2021)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3145.042040330`

Property Details

APN / Parcel Number

Primary APN	`3145.042040330`
Alternative APN	`R0017492`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	843 sqft Living Area
Basement Area	843 sqft
Finished Basement	843 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	327 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0017492
Street Address	424 LOST LAKE DR
City	DIVIDE
State	CO
Zip	80814-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L26A B2 HIGHLAND LAKES 1 REF POR B1 + 2
Legal Range	70W
Legal Township	13S
Legal Section	04
Legal Subdivision	HIGHLAND LAKES
Legal Block	2
Legal Lot Number	26A
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1018
Census Tract	10112

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 LOST LAKE DR, DIVIDE, CO 80814-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	2021733671
Prior Transfer Date	Jan 8, 2002
Prior Transfer Doc	0000528553
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jan 7, 2021
Property Address	424 LOST LAKE DR, DIVIDE, CO 80814-9716
Document Number	0000733671
Instrument Date	Jan 6, 2021
Instrument	733671
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LOST LAKE DR, DIVIDE, CO 80814-9716

Mortgage

Document Number	0000733672
Date	Jan 7, 2021
Instrument	733672

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+17.28%)	$26,100 (+11.11%) Land $3,207 Building $22,893
2024	$1,597.00 (+5%)	$23,490 (-) Land $2,914 Building $20,576	$417,591 (+2.93%) Land $51,307 Building $366,284
2023	$1,521.00 (+20.24%)	$23,490 (+16.29%) Land $2,910 Building $20,580	$405,698 (+39.53%) Land $50,325 Building $355,373
2022	$1,265.00	$20,200 Land $1,670 Building $18,530	$290,755 Land $24,070 Building $266,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: AT&T, Verizon, Vero Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lost Lake Dr

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