446 Higgins Br Rd, Gray, KY 40734 Property Records

Knox County property record for 446 Higgins Br Rd, Gray, KY 40734 · Last verified January 2026

Property Summary

Property Type	Mobile Home
Lot Size	3.24 acres (141,134 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (May 2019)
Tax Bill	$453 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-00-00-020.00`

Property Details

APN / Parcel Number

Primary APN	`054-00-00-020.00`
Alternative APNs	`314086` `376313` `11697`

Exterior

Lot Area	141,134 sqft (3.24 acres)
Lot Dimensions	66 ft deep x 28 ft wide

Location & Zoning

Account Number	11697
Street Address	446 HIGGINS BRANCH RD
City	GRAY
State	KY
Zip	40734-6747
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2003 28X66 BELMONT CV03AL0451042AB
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1026
Census Tract	930300

Owner

Source: Knox County records · APN 054-00-00-020.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	446 HIGGINS BRANCH RD, GRAY, KY 40734-6747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Deed Document Number	238694
Deed Book / Page	D430 / 608
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	May 16, 2019
Property Address	446 HIGGINS BRANCH RD, GRAY, KY 40734-6747
Document Number	00D430/608
Book / Page	D430 / 608
Instrument Date	May 13, 2019
Instrument	238694
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$159.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 HIGGINS BRANCH RD, GRAY, KY 40734-6747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	446 HIGGINS BRANCH RD, GRAY, KY 40734-6747

Mortgage

Document Number	000M461673
Date	May 16, 2019
Instrument	M461/673

Lender

Name	FIRST NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$453.00 (+49.5%)	$40,000 (+6%) Building $40,000	$40,000 (+6%) Building $40,000
2023	$303.00	$25,000	$25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211219303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	3 (1998–2020)
Most Recent Claim	Feb 2020, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	High above 74% of the US · above 86% of Kentucky
Wildfire Likelihood	About 1 in 236 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.