Knox County property record for 365 Higgins Br Rd, Gray, KY 40734
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.3 acres (144,184 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Aug 2024 Construction Loan Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-00-00-016.02 |
| Primary APN | 054-00-00-016.02 |
|---|---|
| Alternative APNs |
|
| Lot Area | 144,184 sqft (3.3 acres) |
|---|
| Account Number | 42609 |
|---|---|
| Street Address | 365 HIGGINS BRANCH RD |
| City | GRAY |
| State | KY |
| Zip | 40734-6746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.31 ACS HIGGINS BR RD |
| Jurisdiction | KNOX KY |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 930300 |
365 Higgins Br Rd is owned by an individual who acquired it in February 2023.
Source: Knox County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 HIGGINS BRANCH RD, GRAY, KY 40734-6746 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2024 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Aug 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 00D452/317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 365 HIGGINS BRANCH RD, GRAY, KY 40734-6746 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | IMAG TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 115 GLOUCESTER AVE, CORBIN, KY 40701-6468 |
| Document Number | 000M519/92 |
|---|---|
| Date | Aug 19, 2024 |
| Book Page | M519/92 |
| Instrument | 269406 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 14, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 365 HIGGINS BRANCH RD, GRAY, KY 40734-6746 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | IMAG TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00M528/182 |
|---|---|
| Date | Aug 25, 2025 |
| Book Page | M528/182 |
| Instrument | 276300 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Max Rate | 12.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KNOX KY |
| Recording Date | Feb 10, 2023 |
| Property Address | 365 HIGGINS BRANCH RD, GRAY, KY 40734-6746 |
| Document Number | 00D452/317 |
| Book / Page | D452 / 317 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 258459 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 385 HIGGINS BRANCH RD, GRAY, KY 40734-6746 |
The 2025 property tax bill for 365 Higgins Br Rd was $2,121.
Source: Knox County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 | $199,304 Land $5,000 Building $194,304 | $199,304 Land $5,000 Building $194,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 365 Higgins Br Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 365 Higgins Br Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OnPoint Broadband Fiber | 10,000 / 10,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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