Carroll County property record for 446 Hand Ct, Hampstead, MD 21074 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,296 sqft Total Area |
| Lot Size | 45,651 sqft (1.04 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2015) |
| Tax Bill | $4,751.00 (2025) |
| Primary APN | 08-056331 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,296 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 45,651 sqft (1.04 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 352 sqft Deck |
|---|---|
| Patio Area | 476 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 056331 |
|---|---|
| Street Address | 446 HAND CT |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-1749 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 15 -1.0483 AC HAND COURT 36-153/152 IRIS ESTATES SEC 2 |
| Legal Subdivision | IRIS ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 8, HAMPSTEAD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 508200 |
Source: Carroll County records · APN 08-056331
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 22, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Dec 23, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2015 · Amount on Record |
| Deed Sale | Aug 04, 2015 · Amount on Record |
| Prior Sale | Mar 24, 1994 · Amount on Record |
| Deed Book / Page | 8054 / 102 |
| Transfer Doc | 0020290598 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 446 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101570040 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 10157/40 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 446 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0096850238 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 446 HAND CT HAMPSTEAD MD 210741749, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0096850238 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 009685/000238 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 446 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0089110457 |
| Book / Page | 008911 / 000457 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 446 HAND CT HAMPSTEAD MD 210741749, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0089110457 |
|---|---|
| Date | Jan 09, 2018 |
| Book Page | 008911/000457 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2048 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,100 (+12.83%) | $590,500 (+38.48%) Land $180,400 Building $410,100 | |
| 2025 | $4,751.00 (+13.63%) Homeowner's exemption | $426,400 (+15.24%) Land $140,400 Building $286,000 | $426,400 (-) Land $140,400 Building $286,000 |
| 2023 | $4,181.00 | $370,000 | $426,400 Land $140,400 Building $286,000 |
446 Hand Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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