Carroll County property record for 445 Hand Ct, Hampstead, MD 21074 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,068 sqft Total Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2012) |
| Tax Bill | $4,667.00 (2025) |
| Primary APN | 08-056277 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,068 sqft Total Area |
| Basement Area | 661 sqft Basement |
| Finished Basement | 661 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 648 sqft Pool |
| Deck Area | 464 sqft Deck |
| Porch Area | 40 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 056277 |
|---|---|
| Street Address | 445 HAND CT |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-1749 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 -1.000 ACRE HAND COURT 36-153/152 IRIS ESTATES SEC 2 |
| Legal Subdivision | IRIS ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 8, HAMPSTEAD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 508200 |
Source: Carroll County records · APN 08-056277
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG CORP |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on Record |
| Deed Sale | Nov 20, 2012 · Amount on Record |
| Prior Sale | Dec 18, 1998 · Amount on Record |
| Deed Book / Page | 7119 / 172 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 445 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0089560326 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 8956/0326 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 445 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0099940329 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | DEFINITIVE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 445 HAND CT HAMPSTEAD MD 210741749, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0099940329 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 009994/000329 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 445 HAND CT, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0094350470 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 445 HAND CT HAMPSTEAD MD 210741749, HAMPSTEAD, MD 21074-1749 |
| Document Number | 0094350470 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 009435/000470 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,233 (+18.28%) | $506,900 (+23.21%) Land $180,000 Building $326,900 | |
| 2025 | $4,667.00 (+10.23%) Homeowner's exemption | ||
| 2023 | $4,234.00 Homeowner's exemption | $374,733 | $411,400 Land $140,000 Building $271,400 |
445 Hand Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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