Santa Cruz County property record for 446 Granite Way, Aptos, CA 95003 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,996 sqft · built 2018 |
| Lot Size | 0.041 acres (1,777 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Feb 2020) |
| Tax Bill | $12,382 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer Feb 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-781-10 |
| Primary APN | 041-781-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,272 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,777 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 446 GRANITE WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4092 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | APTOS VILLAGE |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 041-781-10
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20938 BOWHILL CT, SARATOGA, CA 95070-6522 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2020 | Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Feb 21, 2020 | Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Feb 21, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 27, 2019 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Aug 27, 2019 · Amount on Record |
| Deed Document Number | 20206144 |
| Prior Transfer Date | Feb 19, 2020 |
| Prior Transfer Doc | 0000006145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 446 GRANITE WAY, APTOS, CA 95003-4092 |
| Document Number | 0000006146 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 6146 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 446 GRANITE WAY APTOS CA 950034092, APTOS, CA 95003-4092 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 446 GRANITE WAY, APTOS, CA 95003-4092 |
| Document Number | 0000006145 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 6145 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 446 GRANITE WAY APTOS CA 950034092, APTOS, CA 95003-4092 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 446 GRANITE WAY, APTOS, CA 95003-4092 |
| Document Number | 0000006144 |
| Map Reference | VOL 124 PG 18 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2020-0006144 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 446 GRANITE WAY, APTOS, CA 95003-4092 |
| Document Number | 0000006147 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020-0006147 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 27, 2019 |
| Property Address | 446 GRANITE WAY, APTOS, CA 95003-4092 |
| Document Number | 0000025073 |
| Map Reference | VOL 124 PG 18 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019-0025073 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 GRANITE WAY, APTOS, CA 95003-4092 |
| Document Number | 0000025074 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019-0025074 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $987,234 (+2%) Land $641,702 Building $345,532 | ||
| 2025 | $12,382.00 (+12.51%) | $967,876 (+4.04%) Land $629,120 Building $338,756 | |
| 2023 | $11,005.00 (+2.05%) | $930,292 Land $604,690 Building $325,602 | $820,530 |
| 2022 | $10,784.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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