445 Granite Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 445 Granite Way, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,675 sqft · built 1951
Lot Size	0.333 acres (14,505 sqft)
Owner	Company Name on File
Last Sale	$301,000 (Dec 2011)
Tax Bill	$5,884 (2025)
Flood Zone	Zone X (minimal risk)
APN	`040-213-07`

Property Details

APN / Parcel Number

Primary APN	`040-213-07`
Alternative APN	`040-213-07-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,675 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,505 sqft (0.333 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	445 GRANITE WAY
City	APTOS
State	CA
Zip	95003-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTE TOYON/RIO DEL MAR
Legal Block	1
Legal Lot Number	16,17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 040-213-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	219 HIGHLAND DR, APTOS, CA 95003-4614
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2011 · Amount on Record
Deed Sale	Dec 15, 2011 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	201152776
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,635 (+2%) Land $243,424 Building $142,211
2025	$5,884.00 (+11.71%)	$378,073 (+4.04%) Land $238,651 Building $139,422
2023	$5,267.00 (+2.73%)	$363,392 Land $229,384 Building $134,008	$693,360
2022	$5,127.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000, rainfall accumulation
Flood Events	Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.