Cumberland County property record for 446 Gadson Dr, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,521 sqft · built 2018 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2021) |
| Tax Bill | $3,044 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0412-72-7705 |
| Primary APN | 0412-72-7705 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,521 sqft Heated Area |
| 1st Floor Area | 1,622 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 420 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 446 GADSON DR |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-2379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | ROSLIN FARMS WEST LO:54 SE:4-PT1 PL:0140-0011 |
| Legal Subdivision | ROSLIN FARMS WEST |
| Legal Block | 72 |
| Legal Lot Number | 54 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | ROCKFISH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 3003 |
446 Gadson Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Apr 27, 2021 | Special Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Aug 15, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Apr 27, 2021 |
| Deed Document Number | 202138310 |
| Deed Book / Page | 11220 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 17, 2021 |
| Property Address | 446 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 0112200139 |
| Book / Page | 11220 / 139 |
| Map Reference | MB 140 PG 11 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 38310 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1219 BRAYBROOKE PL, 1219, FAYETTEVILLE, NC 28314-5994 |
| Name | Verified Name |
|---|---|
| Address | 446 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 0112200141 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 11220/141 |
| Instrument | 38311 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Apr 27, 2021 |
| Property Address | 446 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 0111040395 |
| Book / Page | 11104 / 395 |
| Map Reference | MB 140 PG 11 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 19556 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 19557 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 19557 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 15, 2018 |
| Property Address | 446 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 0103610384 |
| Book / Page | 10361 / 384 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 24913 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | SINGLE SOURCE REAL EST SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 24914 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 24914 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 446 Gadson Dr was $3,044.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,044.00 | ||
| 2025 | $3,044.00 (+8.4%) | $416,934 (+41.29%) Land $40,000 Building $376,934 | $416,934 (+41.29%) Land $40,000 Building $376,934 |
| 2024 | $2,808.00 (+1.34%) | $295,081 (-) Land $33,000 Building $262,081 | $295,081 (-) Land $33,000 Building $262,081 |
| 2023 | $2,771.00 (+1.35%) | $295,081 Land $33,000 Building $262,081 | $295,081 Land $33,000 Building $262,081 |
| 2022 | $2,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Gadson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Gadson Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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