Cumberland County property record for 442 Gadson Dr, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 2018 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,500 (Aug 2021) |
| Tax Bill | $2,668 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0412-72-6638 |
| Primary APN | 0412-72-6638 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Heated Area |
| 1st Floor Area | 1,299 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 235 ft deep x 72 ft wide |
| Garage Area | 411 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 442 GADSON DR |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-2379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | ROSLIN FARMS WEST LO:53 SE:4-PT1 PL:0140-0011 |
| Legal Subdivision | ROSLIN FARMS WEST |
| Legal Block | 72 |
| Legal Lot Number | 53 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | ROCKFISH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 3003 |
442 Gadson Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on File |
| Deed Sale | Aug 19, 2021 · Amount on File |
| Prior Sale | Jun 21, 2018 · Amount on File |
| Deed Document Number | 202138718 |
| Deed Book / Page | 11222 / 554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 19, 2021 |
| Property Address | 442 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 0112220554 |
| Book / Page | 11222 / 554 |
| Map Reference | MB 140 PG 11 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 38718 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 CREEK POINT RD, 213, CENTREVILLE, MD 21617-2627 |
| Name | Verified Name |
|---|---|
| Address | 442 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 38719 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 38719 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 442 GADSON DR, HOPE MILLS, NC 28348-2379 |
| Document Number | 0105970115 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 442 GADSON DR HOPE MILLS NC 283482379, HOPE MILLS, NC 28348-2379 |
| Document Number | 0105970115 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 010597/000115 |
| Instrument | 31078 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2049 |
The 2026 property tax bill for 442 Gadson Dr was $2,668.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,668.00 | ||
| 2025 | $2,668.00 (+19.53%) | $301,020 (+38.55%) Land $40,000 Building $261,020 | $301,020 (+38.55%) Land $40,000 Building $261,020 |
| 2024 | $2,232.00 (+1.69%) | $217,263 (-) Land $33,000 Building $184,263 | $217,263 (-) Land $33,000 Building $184,263 |
| 2023 | $2,195.00 (+1.71%) | $217,263 Land $33,000 Building $184,263 | $217,263 Land $33,000 Building $184,263 |
| 2022 | $2,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Gadson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Gadson Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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