446 Flora Ave, Flora, IL 62839 Property Records

Clay County property record for 446 Flora Ave, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	1 Baths
Year Built	Built 1938
Square Footage	1,388 sqft Living Area
Lot Size	10,700 sqft (0.245 acres)
Garage	264 sqft
Occupancy	Owner Occupied
Last Sale	$118,500 (2019)
Tax Bill	$3,593.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-36-202-007`

Interior

Full Baths	1 Baths
Building Area	1,388 sqft Living Area
Attic Area	1,388 sqft Attic
Attic	1 Attic
Basement Area	768 sqft Basement
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Shingle Roof
Lot Area	10,700 sqft (0.245 acres)
Parking Spaces	1 Parking Spaces
Garage Area	264 sqft Garage
Patio Area	100 sqft Patio
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	446 FLORA AVE
City	FLORA
State	IL
Zip	62839-2714
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M T SNYDER ADDN BLOCK B E/2 LOT 7 & ALL LOT 8
Legal Subdivision	M T SNYDER ADD
Legal Block	B
Legal Lot Number	7-8
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	2
Census Block	2073
Census Tract	972100

Owner

Source: Clay County records · APN 10-36-202-007

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 FLORA AVE, FLORA, IL 62839-2714
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Sep 18, 2013 · Amount on Record
Deed Doc Number	20196676
Record Refreshed	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 24, 2019
Property Address	446 FLORA AVE, FLORA, IL 62839-2714
Document Number	000D196676
Instrument Date	May 23, 2019
Instrument	D196676
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 FLORA AVE, FLORA, IL 62839-2714

Mortgage

Document Number	000D196677
Date	May 24, 2019
Instrument	D196677

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,899 (+32.18%) Land $3,036 Building $52,863	$167,697 (+32.18%) Land $9,108 Building $158,589
2024	$3,593.00 (+3.99%)
2022	$3,455.00 (+9.65%) Homeowner's exemption	$42,289 Land $2,234 Building $40,055	$126,867 Land $6,702 Building $120,165
2021	$3,151.00