429 Flora Ave, Flora, IL 62839 Property Records

Clay County property record for 429 Flora Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 784 sqft · built 1940
Lot Size	0.12 acres (5,260 sqft)
Owner	Individual Name on Record
Last Sale	$65,500 (Dec 2017)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-201-003`

Property Details

APN / Parcel Number

Primary APN	`10-36-201-003`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	784 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	5,260 sqft (0.12 acres)
Shed	1 Shed
Shed Area	104 sqft

Location & Zoning

Street Address	429 FLORA AVE
City	FLORA
State	IL
Zip	62839-2721
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M T SNYDER ADDN BLOCK A E/2 LOT 3 & PT LOT 1 NW NE SEC 36
Legal Township	RNG
Legal Section	36
Legal Subdivision	M T SNYDER ADD
Legal Block	A
Legal Lot Number	1,3
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2070
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 FLORA AVE, FLORA, IL 62839-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Oct 25, 2007 · Amount on Record
Deed Document Number	2017193035
Record Updated	Oct 29, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Dec 1, 2017
Property Address	429 FLORA AVE, FLORA, IL 62839-2721
Document Number	D193035
Instrument Date	Nov 30, 2017
Instrument	D193035
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$98.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 FLORA AVE, FLORA, IL 62839-2721

Mortgage

Document Number	D193036
Date	Dec 1, 2017
Instrument	D193036

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,850.00 (+7.93%) Homeowner's exemption	$30,175 (+32.2%) Land $1,188 Building $28,987	$90,525 (+32.2%) Land $3,564 Building $86,961
2024	$1,714.00 (+6.99%)
2022	$1,602.00 (+15.42%) Homeowner's exemption	$22,825 Land $861 Building $21,964	$68,475 Land $2,583 Building $65,892
2021	$1,388.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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