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446 Fielding St, Ferndale, MI 48220 Property Records

Oakland County property record for 446 Fielding St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 917 sqft · built 1950
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Aug 2019)
Tax Bill$4,923 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-331-018

Property Details

APN / Parcel Number

Primary APN24-25-34-331-018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area917 sqft Living Area
1st Floor Area715 sqft
Basement Area715 sqft
Unfinished Basement715 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions104 ft deep x 60 ft wide
Garage Area283 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address446 FIELDING ST
CityFERNDALE
StateMI
Zip48220-2480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 WOODWARD FARMS SUB NLY PART OF W 60 FT OF E 130 FT OF LOT 186 MEAS 124.6 FT ALG W LINE & 125.21 FT ALG E LINE EXC N 20 FT THEREOF
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionWOODWARD FARMS SUB
Legal Lot Number186
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3001
Census Tract173400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address446 FIELDING ST, FERNDALE, MI 48220-2480
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Prior SaleJan 18, 2001
Deed Document Number2019131643
Deed Book / Page53140 / 771
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 15, 2019
Property Address446 FIELDING ST, FERNDALE, MI 48220-2480
Document Number0000131643
Book / Page53140 / 00771
Map ReferenceLB 7 PG 38
Instrument DateAug 13, 2019
Instrument131643
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCENTURY TITLE AGENCY SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address446 FIELDING ST, 446, FERNDALE, MI 48220-2480

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 FIELDING ST, FERNDALE, MI 48220-2480

Mortgage

Document Number5314000773
DateAug 15, 2019
Instrument53140/00773
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,923.00 (-2.9%) Homeowner's exemption$115,660 (+7.14%)$231,320 (+7.14%)
2024$5,070.00 (+5.87%)
2023$107,950$215,900
2021$4,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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