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427 Fielding St, Ferndale, MI 48220 Property Records

Oakland County property record for 427 Fielding St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1992
Lot Size0.136 acres (5,924 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jun 2007)
Tax Bill$2,189 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN24-25-34-379-032

Property Details

APN / Parcel Number

Primary APN24-25-34-379-032

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,924 sqft (0.136 acres)
Lot Dimensions79 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address427 FIELDING ST
CityFERNDALE
StateMI
Zip48220-2481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 WOODWARD FARMS SUB PART OF LOT 193 BEG AT PT DIST N 01-48-00 W 41 FT & N 88-33-00 E 180 FT FROM SW LOT COR, TH N 01-48-00 W 79.43 FT, TH N 89-07-47 E 75.01 FT, TH S 01-48-00 E 78.67 FT, TH S 88-33-00 W 75 FT TO BEG 4-6-92 FR 003
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionWOODWARD FARMS SUB
Legal Lot Number193
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3007
Census Tract173400

Owner

427 Fielding St is owned and occupied by an individual who acquired it in November 2025.

Source: Oakland County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address14601 LABELLE ST, OAK PARK, MI 48237-1149
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 2, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2007 · Amount on File
Deed SaleJun 25, 2007 · Amount on File
Prior SaleMay 31, 2002 · Amount on File
Deed Document Number2007142212
Deed Book / Page39279 / 820
Last Transfer DateNov 6, 2025
Transfer Doc20250149730
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateSep 30, 2026
Property Address427 FIELDING ST, FERNDALE, MI 48220-2481
Document Number0000144495
Book / Page61594 / 550
Instrument DateSep 26, 2026
Instrument2026144495
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144495,
DateSep 30, 2026
Book Page61594/550
Instrument2026144495
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateDec 2, 2025
Property Address427 FIELDING ST, FERNDALE, MI 48220-2481
Document Number20250149730
Book / Page60739 / 697
Map ReferenceLB 7 PG 38
Instrument DateNov 6, 2025
Instrument20250149730
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14601 LABELLE ST, OAK PARK, MI 48237-1149

Transferred To (Grantee/Buyer)

NameVerified Name
Address14601 LABELLE ST, OAK PARK, MI 48237-1149

Tax Assessment & Valuation

The 2025 property tax bill for 427 Fielding St was $2,189 with a homeowner's exemption, down 2.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,189.00 (-2.06%) Homeowner's exemption$117,250 (+6.22%)$234,500 (+6.22%)
2024$2,235.00 (+3.71%) Homeowner's exemption$110,380 (+8.52%)$220,760 (+8.52%)
2023$2,155.00 Homeowner's exemption$101,710$203,420
2021$2,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Fielding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 Fielding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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