446 E Monroe Ave, Okolona, MS 38860 Property Records

Chickasaw County property record for 446 E Monroe Ave, Okolona, MS 38860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,997 sqft · built 1955
Lot Size	8.8 acres (383,328 sqft)
Owner	2 Individual Names on File
Last Sale	$226,412 (Aug 2024)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-047G-25-003.00`

Property Details

APN / Parcel Number

Primary APN	`2-047G-25-003.00`
Alternative APNs	`20425 14 0 02100` `3100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,997 sqft Adjusted Area
1st Floor Area	1,768 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	383,328 sqft (8.8 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	3100
Street Address	446 E MONROE AVE
City	OKOLONA
State	MS
Zip	38860-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.8 AC PT SE1/4 SW1/4 UNPLATTED LAND 25-12-5 OKOLONA RECORDS 03/07/2006 DOC2-20060206 OP 20425 14 0 02100
Legal Range	05
Legal Township	12
Legal Section	25
Jurisdiction	CHICKASAW MS
Township / Civil Division	3
Census Block Group	4
Census Block	4034
Census Tract	950100

Owner

Source: Chickasaw County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 E MONROE AVE, OKOLONA, MS 38860-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CADENCE BANK NA
May 4, 2022	Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA
Dec 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	2024200527
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW MS
Property Address	446 E MONROE AVE, OKOLONA, MS 38860-9793
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22022200362
Date	May 24, 2022
Instrument	22022200362

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICKASAW MS
Recording Date	May 4, 2022
Property Address	446 E MONROE AVE, OKOLONA, MS 38860-9793
Document Number	2022200361
Instrument Date	Apr 29, 2022
Instrument	2022200361
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 278, NETTLETON, MS 38858-0278

Mortgage

Document Number	2022200362
Date	May 4, 2022
Instrument	2022200362

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICKASAW MS
Recording Date	Dec 3, 2020
Property Address	446 E MONROE AVE, OKOLONA, MS 38860-9793
Document Number	2020/20141
Book / Page	2020 / 20141
Instrument Date	Nov 30, 2020
Instrument	2020201412
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 ROAD 270, NETTLETON, MS 38858-9143

Mortgage

Document Number	2020/20141
Date	Dec 3, 2020
Book Page	2020/20141
Instrument	2020201413

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chickasaw County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Chickasaw County
Municipality	Okolona City
Unified School District	Okolona Separate School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,298.00 Homeowner's exemption	$6,626 (+68.77%)	$44,170 (+12.51%) Land $11,220 Building $32,950
2023		$3,926	$39,260 Land $11,220 Building $28,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OKOLONA serves 2,800 people · EPA ID MS0090007
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Telapex Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile USA.

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