430 E Monroe Ave, Okolona, MS 38860 Property Records

Chickasaw County property record for 430 E Monroe Ave, Okolona, MS 38860

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,430 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$268,000 (Feb 2017)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-047G-25-004.00`

Property Details

APN / Parcel Number

Primary APN	`2-047G-25-004.00`
Alternative APN	`13405`

Interior

Stories	1 Story
Building Area	2,430 sqft Adjusted Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	13405
Street Address	430 E MONROE AVE
City	OKOLONA
State	MS
Zip	38860-9793
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	1.0 AC PT SE1/4 SE1/4 SW1/4 OKOLONA RECORDS 01/13/2004 DOC2-20040044 OP 20425 14 0 02101
Jurisdiction	CHICKASAW MS
Township / Civil Division	3
Census Block Group	4
Census Block	4034
Census Tract	950100

Owner

Source: Chickasaw County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	430 E MONROE AVE, OKOLONA, MS 38860-9793
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OKOLANA
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF OKOLONA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	20040044
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW MS
Property Address	430 E MONROE AVE, OKOLONA, MS 38860-9793
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023200182
Date	Mar 31, 2023
Instrument	2023200182

Lender

Name	BANK OF OKOLANA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW MS
Property Address	430 E MONROE AVE, OKOLONA, MS 38860-9793
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/200155
Date	Feb 14, 2017
Book Page	2017/200155

Lender

Name	BANK OF OKOLONA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Feb 18, 2023

Tax Assessment & Valuation

Source: Chickasaw County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Chickasaw County
Municipality	Okolona City
Unified School District	Okolona Separate School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00 Homeowner's exemption	$15,675 (-)	$104,500 (-) Land $15,000 Building $89,500
2023		$15,675	$104,500 Land $15,000 Building $89,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OKOLONA serves 2,800 people · EPA ID MS0090007
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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