446 E Bannerville Rd, Palatka, FL 32177 Property Records

Putnam County property record for 446 E Bannerville Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	9.74 acres (424,274 sqft)
Owner	2 Individual Names on File
Last Sale	$41,000 (Mar 2018)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-08-26-0000-0010-0016`

Property Details

APN / Parcel Number

Primary APN	`29-08-26-0000-0010-0016`
Alternative APN	`97861`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	424,274 sqft (9.74 acres)

Location & Zoning

Account Number	97861
Street Address	446 E BANNERVILLE RD
City	PALATKA
State	FL
Zip	32177-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF N1/2 OF SEC OR1168 P1728, (TRACT 6) (SUBJECT TO CLAY ELECT ESMT OR1507 P1616)
Legal Range	26E
Legal Township	08S
Legal Section	29
Legal Tract	6
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	3
Census Block	3027
Census Tract	950100

Owner

Source: Putnam County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 E BANNERVILLE RD, PALATKA, FL 32177-8746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES OF FLORIDA ACA
Sep 7, 2022	Intrafamily Transfer, Transfer
Apr 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage COASTLINE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20185439
Deed Book / Page	1501 / 1402
Last Transfer Date	Aug 30, 2022
Transfer Doc	0016830889
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	446 E BANNERVILLE RD, PALATKA, FL 32177-8746
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 EAST BANNERVILLE ROAD, HOLLISTER, FL 32147

Mortgage

Document Number	0017211708
Date	Aug 16, 2023
Book Page	1721/1708
Instrument	202354018401

Lender

Name	FARM CREDIT SERVICES OF FLORIDA ACA
Type	Bank
Address	ALACHUA, FL 32615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Sep 1, 2039

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Sep 7, 2022
Property Address	446 E BANNERVILLE RD, PALATKA, FL 32177-8746
Document Number	0016830889
Book / Page	1683 / 889
Instrument Date	Aug 30, 2022
Instrument	202254022067
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7021 ROUNDLEAF DR, 7021, JACKSONVILLE, FL 32258-5506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 295, HOLLISTER, FL 32147-0295

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 4, 2018
Property Address	446 E BANNERVILLE RD, PALATKA, FL 32177-8746
Document Number	0015021650
Book / Page	001502 / 001650
Instrument Date	Mar 28, 2018
Instrument	54006190
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7021 ROUNDLEAF DR JACKSONVILLE FL 322585506, JACKSONVILLE, FL 32258-5506

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 23, 2018
Property Address	446 E BANNERVILLE RD, PALATKA, FL 32177-8746
Document Number	0015011402
Book / Page	1501 / 1402
Instrument Date	Mar 13, 2018
Instrument	201854005439
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 N NEW HAMPSHIRE AVE, 250, APOPKA, FL 32712-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7021 ROUNDLEAF DR, JACKSONVILLE, FL 32258-5506

Mortgage

Document Number	201854005440
Date	Mar 23, 2018
Instrument	201854005440

Lender

Name	COASTLINE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (+239.9%) Homeowner's exemption	$218,070 (+173.61%)	$272,400 (+241.78%) Land $75,290 Building $197,110
2023	$975.00 (+15.66%)	$79,700 (+12.46%)	$79,700 (+12.46%) Land $79,700
2022	$843.00	$70,870	$70,870 Land $70,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

446 E Bannerville Rd, Palatka, FL 32177 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on E Bannerville Rd

Nearby Streets

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