1. Home
  2. Florida
  3. Putnam County
  4. Palatka
  5. E Bannerville Rd

427 E Bannerville Rd, Palatka, FL 32177 Property Records

Putnam County property record for 427 E Bannerville Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1976
Lot Size1.23 acres (53,579 sqft)
Owner2 Individuals on Record
Last Sale$245,000 (Sep 2025)
Tax Bill$860 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2024 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN29-08-26-0000-0010-0021

Property Details

APN / Parcel Number

Primary APN29-08-26-0000-0010-0021
Alternative APN
  • 69829

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringWood

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1992
Roof TypeGable/Hip
Lot Area53,579 sqft (1.23 acres)
Garage TypeCarport
Garage Area192 sqft
CarportCarport
Carport Area192 sqft
PorchFinished/Open Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number69829
Street Address427 E BANNERVILLE RD
CityPALATKA
StateFL
Zip32177-8747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF NE1/4 OF NW1/4 OR265, P565 (EX OR330 P1196, OR479 P989)
Legal Range26E
Legal Township08S
Legal Section29
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3039
Census Tract950100

Owner

Source: Putnam County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 10, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Sep 24, 2025Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 10, 2023Intrafamily Transfer, Transfer · Loan Assumption
WELLS FARGO BANK NA
Apr 22, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 22, 2017Grant Deed, Transfer
GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA
Apr 10, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleApr 22, 2019 · Amount on Record
Deed Document Number202526930
Deed Book / Page1832 / 1352
Prior Transfer DateMar 31, 2023
Prior Transfer Doc0017050970
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747

Mortgage

Document Number0016410119
DateOct 22, 2021
Book Page1641/119
Instrument202154024509
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747

Mortgage

Document Number0017570440
DateMay 10, 2024
Book Page1757/440
Instrument202454012116
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
Address637 N LEE ST, JACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 8, 2039

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateSep 24, 2025
Property Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
Document Number0018321352
Book / Page1832 / 1352
Instrument DateSep 16, 2025
Instrument202554026930
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyBOSSHARDT TITLE INSURANCE AGENCY LLC, BOSSHARDT TITLE INS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address606-255 CAPEL ST, SARNIA N7T7R

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747

Mortgage

Document Number0018321356
DateSep 24, 2025
Instrument1832/1356
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateApr 10, 2023
Property Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
Document Number0017050970
Book / Page1705 / 970
Instrument DateMar 31, 2023
Instrument202354007464
Transaction TypeTransfer
Record UpdatedApr 28, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address221 N HOGAN ST102, ST102, JACKSONVILLE, FL 32202

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747

Mortgage

Document Number0001705973
DateApr 10, 2023
Instrument1705/973
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeLoan Assumption
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateApr 22, 2019
Property Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
Document Number0015391198
Book / Page1539 / 1198
Instrument DateApr 19, 2019
Instrument201954006874
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$686.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 TENTH ST, 305, SAINT AUGUSTINE, FL 32084-1449

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747

Mortgage

Document Number201954006875
DateApr 22, 2019
Instrument201954006875
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM FL
Recording DateAug 22, 2017
Property Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
Document Number0014830224
Book / Page001483 / 000224
Instrument DateAug 18, 2017
Instrument54015199
Transaction TypeTransfer
Record UpdatedOct 4, 2017
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Transaction

AmountAmount Recorded
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 10TH ST ST AUGUSTINE FL 320841449, ST AUGUSTINE, FL 32084-1449

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPUTNAM FL
Recording DateApr 10, 2017
Property Address427 E BANNERVILLE RD, PALATKA, FL 32177-8747
Document Number0014700806
Book / Page001470 / 000806
Instrument DateApr 6, 2017
Instrument54006336
Transaction TypeForeclosure
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address306 S PALM AVE PALATKA FL 321774144, PALATKA, FL 32177-4144

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$860.00 (+13.91%)$68,460 (+6.6%)$90,830 (-12.11%) Land $10,460 Building $80,370
2024$755.00 (+2.03%) Homeowner's exemption$64,220 (+3%)$103,340 (+9.33%) Land $17,220 Building $86,120
2023$740.00 (+3.06%) Homeowner's exemption$62,350 (+2.99%)$94,520 (+15.13%) Land $11,070 Building $83,450
2022$718.00 Homeowner's exemption$60,540$82,100 Land $9,840 Building $72,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Nearby Properties on E Bannerville Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures