Bonner County property record for 446 Decker Ln, Oldtown, ID 83822 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,155 sqft Finished Area |
| Lot Size | 217,800 sqft (5 acres) |
| Garage | Built-in |
| Occupancy | Owner Occupied |
| Tax Bill | $907.00 (2025) |
| Primary APN | RP55N05W057501A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,155 sqft Finished Area |
| 1st Floor | 1,155 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Galvanized Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Built-in Garage |
| Pole Structure | 288 sqft Pole Structure |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 446 DECKER LN |
|---|---|
| City | OLDTOWN |
| State | ID |
| Zip | 83822-8572 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-55N-5W W2SENESE |
| Legal Range | 05W |
| Legal Township | 55N |
| Legal Section | 05 |
| Jurisdiction | BONNER ID |
| Minor Civil Division | BLANCHARD-GLENGARY |
| Census Blockgroup | 3 |
| Census Block | 3047 |
| Census Tract | 950701 |
Source: Bonner County records · APN RP55N05W057501A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 446 DECKER LN, OLDTOWN, ID 83822-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Jul 01, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 446 DECKER LN, OLDTOWN, ID 83822-8572 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 956367 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 956367 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 446 DECKER LN, OLDTOWN, ID 83822-8572 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|
| Document Number | 940990 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 940990 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | NEWPORT, WA 99156 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,069 (+24.56%) | $469,069 (+24.56%) | |
| 2025 | $907.00 (+13.94%) Homeowner's exemption | $376,566 (+4.33%) Land $218,003 Building $158,563 | $376,566 (+4.33%) Land $218,003 Building $158,563 |
| 2023 | $796.00 Homeowner's exemption | $360,927 Land $219,809 Building $141,118 | $360,927 Land $219,809 Building $141,118 |
Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 10% of Idaho |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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