Bonner County property record for 435 Decker Ln, Oldtown, ID 83822 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1986 |
| Lot Size | 7.31 acres (318,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,500 (Nov 2021) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP55N05W057201A |
| Primary APN | RP55N05W057201A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Finished Area |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 318,772 sqft (7.31 acres) |
| Garage Type | Built-in |
| Lean-To | 432 sqft |
| Pole Barn | 1,296 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 435 DECKER LN |
|---|---|
| City | OLDTOWN |
| State | ID |
| Zip | 83822-8572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-55N-5W N2NENESE, E 198FT OF NWNESE LESS S 150FT CPWRS |
| Legal Range | 05W |
| Legal Township | 55N |
| Legal Section | 05 |
| Legal Subdivision | CPWRS |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 950701 |
Source: Bonner County records · APN RP55N05W057201A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 DECKER LN, OLDTOWN, ID 83822-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK |
| Aug 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage GLOBAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2021 · Amount on Record |
| Deed Sale | Nov 05, 2021 · Amount on Record |
| Prior Sale | Aug 05, 2019 · Amount on Record |
| Deed Document Number | 2021995153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 435 DECKER LN, OLDTOWN, ID 83822-8572 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 435 DECKER LN, OLDTOWN, ID 83822-8572 |
| Document Number | 0001032518 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 1032518 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 02, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Nov 05, 2021 |
| Property Address | 435 DECKER LN, OLDTOWN, ID 83822-8572 |
| Document Number | 995153 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 995153 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 435 DECKER LN, OLDTOWN, ID 83822-8572 |
| Document Number | 995154 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 995154 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 05, 2019 |
| Property Address | 435 DECKER LN, OLDTOWN, ID 83822-8572 |
| Document Number | 942853 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 942853 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1681, NEWPORT, WA 99156-1681 |
| Document Number | 942854 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | 942854 |
| Name | GLOBAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2034 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,991 (+21.01%) | $556,991 (+21.01%) | |
| 2025 | $1,123.00 (-23.34%) Homeowner's exemption | $460,281 (+2.96%) Land $251,429 Building $208,852 | $460,281 (+2.96%) Land $251,429 Building $208,852 |
| 2023 | $1,465.00 | $447,070 Land $253,574 Building $193,496 | $447,070 Land $253,574 Building $193,496 |
Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160179507013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 37% of the US · above 9% of Idaho |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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