Tompkins County and Groton Town property record for 446 Davis Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,956 sqft · built 1937 |
| Lot Size | 0.643 acres (28,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,000 (Aug 2019) |
| Tax Bill | $4,974 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 502889 28.-1-50.1 |
| Primary APN | 502889 28.-1-50.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| 2nd Floor Area | 918 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 28,050 sqft (0.643 acres) |
| Lot Dimensions | 163 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Canopy | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 446 DAVIS RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 50.001 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | GROTON |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 2200 |
446 Davis Rd is owned and occupied by an individual who bought it in August 2019.
Source: Tompkins County and Groton Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 DAVIS RD, CORTLAND, NY 13045-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2020 | Grant Deed, Transfer · FHA Mortgage CFCU CMNTY CU |
| Aug 14, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on File |
| Deed Sale | Aug 14, 2019 · Amount on File |
| Prior Sale | Jul 14, 2004 · Amount on File |
| Deed Document Number | 201910287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Recording Date | Mar 5, 2020 |
| Property Address | 446 DAVIS RD, CORTLAND, NY 13045-9218 |
| Document Number | 0000002301 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 2301 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2020 |
| Title Company | PRECISION ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 780 E MILLER RD #A BROOKTONDALE NY 148179562, A, BROOKTONDALE, NY 14817-9562 |
| Document Number | 2302 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2302 |
| Name | CFCU CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ITHACA, NY 14850 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Recording Date | Aug 14, 2019 |
| Property Address | 446 DAVIS RD, CORTLAND, NY 13045-9218 |
| Document Number | 0000010287 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 10287 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3988 PIETY RIDGE RD MARATHON NY 138032904, MARATHON, NY 13803-2904 |
The 2026 property tax bill for 446 Davis Rd was $4,974.
Source: Tompkins County and Groton Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| County Subdivision | Groton Town |
| Unified School District | Dryden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,974.00 | ||
| 2025 | $174,000 Land $12,100 Building $161,900 | $174,000 Land $12,100 Building $161,900 | |
| 2023 | $158,000 Land $12,100 Building $145,900 | $158,000 Land $12,100 Building $145,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Davis Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Davis Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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