Tompkins County and Groton Town property record for 442 Davis Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1989 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,500 (Nov 2011) |
| Tax Bill | $4,103 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 502889 28.-1-50.3 |
| Primary APN | 502889 28.-1-50.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 187 ft deep x 215 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 442 DAVIS RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 50.003 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | GROTON |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 2200 |
Source: Tompkins County and Groton Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 DAVIS RD, CORTLAND, NY 13045-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2011 · Amount on Record |
| Deed Sale | Nov 8, 2011 · Amount on Record |
| Prior Sale | Nov 13, 2000 · Amount on Record |
| Deed Book / Page | 58321 / 1001 |
| Prior Transfer Date | Apr 5, 2000 |
| Prior Transfer Doc | 0875000251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 442 DAVIS RD, CORTLAND, NY 13045-9218 |
| Document Number | 0000009473 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 442 DAVIS RD CORTLAND NY 130459218, CORTLAND, NY 13045-9218 |
| Document Number | 0000009473 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 9473 |
| Name | PARAGON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIVERPOOL, NY 13088 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 22, 2040 |
Source: Tompkins County and Groton Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| County Subdivision | Groton Town |
| Unified School District | Dryden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,103.00 Homeowner's exemption | ||
| 2025 | $143,000 (+1%) Land $14,300 Building $128,700 | $143,000 (+1%) Land $14,300 Building $128,700 | |
| 2023 | Homeowner's exemption | $130,000 (+10.17%) Land $14,300 Building $115,700 | $130,000 (+10.17%) Land $14,300 Building $115,700 |
| 2022 | Homeowner's exemption | $118,000 Land $14,300 Building $103,700 | $118,000 Land $14,300 Building $103,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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