446 Cold Spring Rd, Syosset, NY 11791 Property Records

Nassau County and Oyster Bay Town property record for 446 Cold Spring Rd, Syosset, NY 11791

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 5,991 sqft · built 2006
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$407,500 (Sep 1996)
Tax Bill$35,832 (2025)
Deeds & MortgagesDec 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN14-027-00-0023

Property Details

APN / Parcel Number

Primary APN14-027-00-0023
Alternative APNs
  • 2413-14-027-00-0023-0
  • 14027000023000000000
  • 282413 14.-27-23
  • 14027 00230

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area5,991 sqft Living Area
Gross Area6,800 sqft
1st Floor Area2,688 sqft
Basement Area32 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area87,120 sqft
Garage TypeAttached
Garage Area777 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchOpen Frame Porch
Porch Area168 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14027 00230
Street Address446 COLD SPRING RD
CitySYOSSET
StateNY
Zip11791-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #3 SCH DIST 011
Legal Block27
Legal Lot Number23
JurisdictionNASSAU NY
Township / Civil DivisionOYSTER BAY
Census Block Group3
Census Block3003
Census Tract518201

Owner

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address446 COLD SPRING RD, SYOSSET, NY 11791-1203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 1996 · Amount on Record
Deed SaleSep 12, 1996 · Amount on Record
Deed Book / Page10694 / 39
Record UpdatedSep 20, 2026

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address446 COLD SPRING RD, SYOSSET, NY 11791-1203
Document Number0420170085
Instrument DateDec 2, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFIRST WESTCHESTER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 COLD SPRING RD SYOSSET NY 117911203, SYOSSET, NY 11791-1203

Mortgage

Document Number0420170085
DateMar 30, 2017
Book Page042017/000085
Instrument31640
Lender
NameCITIBANK
TypeFederal Savings Bank
Address1000 TECHNOLOGY DR, O FALLON, MO 63368-2239
Agreement
AmountAmount Recorded
Term360 Months
DueMar 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionOyster Bay Town
MunicipalityLaurel Hollow Village
Unified School DistrictCold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,959 (-2.97%) Land $722 Building $1,237$2,019,000 (-)
2025$35,832.00 (-12.56%)
2023$40,980.00 Additional exemption filed$2,019 Land $722 Building $1,297$2,019,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1979–2021)
Claims Outside the SFHA9 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJERICHO WD
public/private · serves 58,000 people · EPA ID NY2902831
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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