434 Cold Spring Rd, Syosset, NY 11791 Property Records

Nassau County and Oyster Bay Town property record for 434 Cold Spring Rd, Syosset, NY 11791

Property Summary

Property TypeSingle Family Home
Details6 ba · 6,388 sqft · built 2009
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on Record
Last Sale$1,950,000 (Jan 2022)
Tax Bill$32,034 (2025)
Deeds & MortgagesMay 2019 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-027-00-0022

Property Details

APN / Parcel Number

Primary APN14-027-00-0022
Alternative APNs
  • 2413-14-027-00-0022-0
  • 14027000022000000000
  • 282413 14.-27-22
  • 14027 00220

Interior

Full Baths6 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area6,388 sqft Living Area
Gross Area6,848 sqft
1st Floor Area2,685 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Roof MaterialSlate
Lot Area82,764 sqft
View / LotSecondary
Garage TypeAttached
Garage Area460 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area920 sqft
PorchOpen Frame Porch
Porch Area68 sqft
Deck Area178 sqft
Patio Area1,283 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14027 00220
Street Address434 COLD SPRING RD
CitySYOSSET
StateNY
Zip11791-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #3 SCH DIST 011
Legal Block27
Legal Lot Number22
JurisdictionNASSAU NY
Township / Civil DivisionOYSTER BAY
Census Block Group3
Census Block3003
Census Tract518201

Owner

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address434 COLD SPRING RD, SYOSSET, NY 11791-1203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
NASSAU EDUCATORS FCU
Jan 3, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2022 · Amount on Record
Deed SaleJan 3, 2022 · Amount on Record
Prior SaleMar 18, 2009 · Amount on Record
Deed Document Number2022539
Deed Book / Page14184 / 199
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address434 COLD SPRING RD, SYOSSET, NY 11791-1203
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0434390061
DateMay 14, 2019
Book Page43439/61
Instrument2019-040407
Lender
NameNASSAU EDUCATORS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2049
Interest
Rate TypeFixed Rate

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateJan 3, 2022
Property Address434 COLD SPRING RD, SYOSSET, NY 11791-1203
Document Number0141840199
Book / Page14184 / 199
Instrument DateDec 10, 2021
Instrument2022-000539
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 SPIRAL RD, HOLTSVILLE, NY 11742-2242

Mortgage

Document Number2022000540461884
DateJan 3, 2022
Instrument2022-000540461884
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionOyster Bay Town
MunicipalityLaurel Hollow Village
Unified School DistrictCold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,790 (-9.46%) Land $675 Building $1,115$2,015,000 (+1.92%)
2025$32,034.00 (-22.36%)
2023$41,259.00 Additional exemption filed$1,977 Land $675 Building $1,302$1,977,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1979–2021)
Claims Outside the SFHA9 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJERICHO WD
public/private · serves 58,000 people · EPA ID NY2902831
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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