Ulster County and Wawarsing Town property record for 446 Circle Dr, Kerhonkson, NY 12446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 918 sqft · built 1950 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (May 2024) |
| Tax Bill | $952 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 515689 76.3-1-21 |
| Primary APN | 515689 76.3-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,443 sqft (0.63 acres) |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 446 CIRCLE DR |
|---|---|
| City | KERHONKSON |
| State | NY |
| Zip | 12446-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Subdivision | KERHONKSON HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | WAWARSING |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 954500 |
Source: Ulster County and Wawarsing Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 CIRCLE DR, KERHONKSON, NY 12446-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 1, 2024 | Deed, Transfer MISC COMPANY |
| Oct 2, 2023 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Prior Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 20244649 |
| Deed Book / Page | 7349 / 339 |
| Prior Transfer Date | Sep 26, 2023 |
| Prior Transfer Doc | 0000011219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 446 CIRCLE DR, KERHONKSON, NY 12446-2909 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000014604 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 13648/264 |
| Instrument | 2025-14604 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | May 1, 2024 |
| Property Address | 446 CIRCLE DR, KERHONKSON, NY 12446-2909 |
| Document Number | 0000004649 |
| Book / Page | 7349 / 339 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 2024-4649 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5410 S OAK ST, CASPER, WY 82601-6432 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Oct 2, 2023 |
| Property Address | 446 CIRCLE DR, KERHONKSON, NY 12446-2909 |
| Document Number | 0000011219 |
| Book / Page | 7274 / 346 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023-11219 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19 ALEXANDRIA RD, MORRISTOWN, NJ 07960-3638 |
Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Wawarsing Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $952.00 (-57%) | $32,400 (-52.28%) Land $13,800 Building $18,600 | $54,000 (-43.53%) Land $23,000 Building $31,000 |
| 2023 | $67,900 (-) Land $13,800 Building $54,100 | $95,634 (+14.08%) Land $19,437 Building $76,197 | |
| 2022 | $67,900 Land $13,800 Building $54,100 | $83,827 Land $17,037 Building $66,790 | |
| 2021 | $2,214.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 50 (1987–2011) |
| Claims Outside the SFHA | 3 of 50 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 97.9% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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