424 Circle Dr, Kerhonkson, NY 12446 Property Records

Ulster County and Wawarsing Town property record for 424 Circle Dr, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1950
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Nov 2009)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`515689 76.3-1-17`

Property Details

APN / Parcel Number

Primary APN	`515689 76.3-1-17`
Alternative APN	`113870.100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	191,664 sqft (4.4 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Porch
Porch Area	300 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	113870.100
Street Address	424 CIRCLE DR
City	KERHONKSON
State	NY
Zip	12446-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ULSTER NY
Township / Civil Division	WAWARSING
Census Block Group	1
Census Block	1024
Census Tract	954500

Owner

Source: Ulster County and Wawarsing Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 CIRCLE DR, KERHONKSON, NY 12446-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Construction Mortgage JPMORGAN CHASE BANK NA
Mar 9, 2020	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2009 · Amount on Record
Deed Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	200918414
Deed Book / Page	4846 / 242
Prior Transfer Date	Jan 9, 2009
Prior Transfer Doc	0000000841
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	424 CIRCLE DR, KERHONKSON, NY 12446-2909
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004506
Date	Mar 31, 2020
Book Page	12031/336
Instrument	2020-4506

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	424 CIRCLE DR, KERHONKSON, NY 12446-2909
Document Number	0000004507
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 DONALD DR HASTINGS ON HUDSON NY 107063622, HASTINGS ON HUDSON, NY 10706-3622

Mortgage

Document Number	0000004507
Date	Mar 31, 2020
Book Page	006583/000130
Instrument	4507

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2035

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Wawarsing Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,386.00 (+136.83%)	$149,200 (-) Land $34,600 Building $114,600	$248,667 (+18.33%) Land $57,667 Building $191,000
2023		$149,200 (-) Land $34,600 Building $114,600	$210,141 (+14.08%) Land $48,732 Building $161,409
2022		$149,200 Land $34,600 Building $114,600	$184,198 Land $42,716 Building $141,482
2021	$1,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	50 (1987–2011)
Claims Outside the SFHA	3 of 50
Most Recent Claim	Sep 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Sep 2011 · 27 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims Severe Storms And Flooding, Apr 2005 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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