Calvert County property record for 446 Chestnut Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,108 sqft · built 1997 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (May 2025) |
| Tax Bill | $3,698 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-230794 |
| Primary APN | 01-230794 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,108 sqft Total Area |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,587 sqft (0.266 acres) |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 230794 |
|---|---|
| Street Address | 446 CHESTNUT DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 24 BLK A SEC 14 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | A |
| Legal Lot Number | 24 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 861003 |
446 Chestnut Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 CHESTNUT DR, LUSBY, MD 20657-3268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Prior Sale | Apr 7, 2017 · Amount on File |
| Deed Book / Page | 6731 / 68 |
| Prior Transfer Date | Sep 29, 2009 |
| Prior Transfer Doc | 0033970314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 446 CHESTNUT DR, LUSBY, MD 20657-3268 |
| Document Number | 0049710450 |
| Book / Page | 004971 / 000450 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | INTERSTATE TITLE, INTERSTATE TITLE & ESCROW INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 446 CHESTNUT DR LUSBY MD 206573268, LUSBY, MD 20657-3268 |
| Document Number | 0049710450 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 004971/000450 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 77042 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2047 |
The 2025 property tax bill for 446 Chestnut Dr was $3,698 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,900 (+7.82%) Land $78,700 Building $251,200 | $329,900 (-) Land $78,700 Building $251,200 | |
| 2025 | $3,698.00 | $305,967 | $329,900 Land $78,700 Building $251,200 |
| 2023 | $2,681.00 | $258,100 Land $78,700 Building $179,400 | $258,100 Land $78,700 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Chestnut Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Chestnut Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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