442 Chestnut Dr, Lusby, MD 20657 Property Records

Calvert County property record for 442 Chestnut Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 1972
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Nov 2003)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-068369`

Property Details

APN / Parcel Number

Primary APN	`01-068369`
Alternative APNs	`1068369` `068369`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	54 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	068369
Street Address	442 CHESTNUT DR
City	LUSBY
State	MD
Zip	20657-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 25 BLK A SEC 14 DRUM POINT
Legal Subdivision	DRUM PT BCH
Legal Block	A
Legal Lot Number	25
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2031
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 CHESTNUT DR, LUSBY, MD 20657-3268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2003 · Amount on Record
Deed Sale	Nov 17, 2003 · Amount on Record
Prior Sale	Oct 22, 1996
Deed Document Number	200343837
Deed Book / Page	2051 / 406
Transfer Doc	0000970835
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	442 CHESTNUT DR, LUSBY, MD 20657-3268
Document Number	0056080574
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CHESTNUT DR LUSBY MD 206573268, LUSBY, MD 20657-3268

Mortgage

Document Number	0056080574
Date	Jun 8, 2020
Book Page	005608/000574

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	442 CHESTNUT DR, LUSBY, MD 20657-3268
Document Number	0054800363
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CHESTNUT DR LUSBY MD 206573268, LUSBY, MD 20657-3268

Mortgage

Document Number	0054800363
Date	Nov 22, 2019
Book Page	005480/000363

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	442 CHESTNUT DR, LUSBY, MD 20657-3268
Document Number	0053390063
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CHESTNUT DR LUSBY MD 206573268, LUSBY, MD 20657-3268

Mortgage

Document Number	0053390063
Date	Apr 3, 2019
Book Page	005339/000063

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2034

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,300 (+28.04%) Land $77,300 Building $188,000	$265,300 (+28.04%) Land $77,300 Building $188,000
2025	$3,051.00 (+41.78%)
2023	$2,152.00 Homeowner's exemption	$207,200 Land $77,300 Building $129,900	$207,200 Land $77,300 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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