446 Castle Bay Dr, Hampstead, NC 28443 Property Records

Pender County property record for 446 Castle Bay Dr, Hampstead, NC 28443

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,459 sqft · built 2005
Lot Size	0.041 acres (1,786 sqft)
Owner	2 Company Names on Record
Last Sale	$194,000 (Aug 2019)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3293-18-0726-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-18-0726-0000`
Alternative APNs	`000041892` `959418`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	1,786 sqft (0.041 acres)
Porch	Porch
Porch Area	18 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000041892
Street Address	446 CASTLE BAY DR
City	HAMPSTEAD
State	NC
Zip	28443-2198
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	L A, PB 39/54, CASTLE BAY TOWNHOUSES
Legal Subdivision	CASTLE BAY TOWNHOMES
Legal Lot Number	A
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1005
Census Tract	920203

Owner

Source: Pender County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	446 CASTLE BAY DR, A, HAMPSTEAD, NC 28443-2198
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Book / Page	4690 / 2066
Last Transfer Date	Jan 27, 2021
Transfer Doc	0047391670
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 6, 2019
Property Address	446 CASTLE BAY DR, HAMPSTEAD, NC 28443-2198
Document Number	0046902066
Book / Page	4690 / 2066
Map Reference	MB 39 PG 54
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 SOURTH POINTE DRIVE, 1506, LEESBURG, FL 34748

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4159 HEARTHSIDE DRIVE #103 # 103, 103, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046902069
Date	Aug 6, 2019
Instrument	4690/2069

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+16.15%)	$258,460 (+50.18%) Land $19,409 Building $239,051	$258,460 (+50.18%) Land $19,409 Building $239,051
2023		$172,095 (-) Land $37,685 Building $134,410	$172,095 (-) Land $37,685 Building $134,410
2022	$1,542.00	$172,095 Land $37,685 Building $134,410	$172,095 Land $37,685 Building $134,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20