446 Castle Bay Dr, #C, Hampstead, NC 28443 Property Records

Pender County property record for 446 Castle Bay Dr, #C, Hampstead, NC 28443

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,497 sqft · built 2004
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jul 2019)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3293-18-0794-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-18-0794-0000`
Alternative APNs	`000029563` `878247`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,497 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	1,786 sqft (0.041 acres)
Porch	Porch
Porch Area	25 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000029563
Old Parcel Number	3293 18 0794 0000
Street Address	446 CASTLE BAY DR # C, C
City	HAMPSTEAD
State	NC
Zip	28443-2198
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	BLDG 22R,UNIT C CASTLE,PB 36/6,39/54
Legal Subdivision	CASTLE BAY TOWNHOMES
Legal Lot Number	E
Legal Unit	C
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1005
Census Tract	920203

Owner

446 Castle Bay Dr, #C is owned and occupied by an individual who bought it in July 2019.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	446 CASTLE BAY DR, HAMPSTEAD, NC 28443-2198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Aug 3, 2005 · Amount on File
Deed Document Number	0027704688
Deed Book / Page	2770 / 4688
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 12, 2019
Property Address	446 CASTLE BAY DR # C, C, HAMPSTEAD, NC 28443-2198
Document Number	0046882770
Book / Page	4688 / 2770
Map Reference	MB 39 PG 54
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 WINDSOR CT, 106, HAMPSTEAD, NC 28443-2590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 CASTLE BAY DR, HAMPSTEAD, NC 28443-2198

Mortgage

Document Number	0046882773
Date	Jul 12, 2019
Instrument	4688/2773

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 446 Castle Bay Dr, #C was $1,755.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00	$287,747 Land $19,409 Building $268,338	$287,747 Land $19,409 Building $268,338
2023		$168,111 (-) Land $37,685 Building $130,426	$168,111 (-) Land $37,685 Building $130,426
2022	$1,619.00	$168,111 Land $37,685 Building $130,426	$168,111 Land $37,685 Building $130,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Castle Bay Dr, #C in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Castle Bay Dr, #C is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20