Sussex County property record for 446 Carpenter Dr, Waverly, VA 23890 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,526 sqft Living Area |
| Lot Size | 30,878 sqft (0.708 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $387,900 (2026) |
| Tax Bill | $1,175.00 (2025) |
| Primary APN | 28A4-4-G-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,526 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Effective Year Built | Effective 1975 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,878 sqft (0.708 acres) |
| Garage Area | 702 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 3023 |
|---|---|
| Street Address | 446 CARPENTER DR |
| City | WAVERLY |
| State | VA |
| Zip | 23890-2615 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COWLING ACRES SUBDIV LOT 1 SECT G |
| Legal Subdivision | COWLING ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | SUSSEX VA |
| Minor Civil Division | WAVERLY |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 870300 |
Source: Sussex County records · APN 28A4-4-G-1
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PROSPERITY HOME MORTGAGE |
| Mar 18, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance TOWNEBANK MORTGAGE |
| Jan 06, 2021 | Intrafamily Transfer, Transfer |
| Oct 17, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2026 · Amount on Record |
| Deed Sale | Apr 07, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2018 · Amount on Record |
| Deed Doc Number | 2026329 |
| Deed Book / Page | 343 / 663 |
| Prior Transfer Date | Dec 31, 2020 |
| Prior Transfer Doc | 306/1119 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX VA |
| Recording Date | Apr 07, 2026 |
| Property Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Document Number | 0000000329 |
| Book / Page | 343 / 663 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026329 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | SLATE TITLE GROUP, SAGE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,177.90 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Document Number | 0000000330, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 2026330 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.62% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX VA |
| Property Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000308/409 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 308/409 |
| Instrument | 210000286 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUSSEX VA |
| Recording Date | Jan 06, 2021 |
| Property Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Document Number | 306/1119 |
| Book / Page | 306 / 1119 |
| Instrument Date | Jan 04, 2021 |
| Instrument | 210000016 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUSSEX VA |
| Recording Date | Oct 17, 2018 |
| Property Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Document Number | 296/22 |
| Book / Page | 296 / 22 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 180000840 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 CARPENTER DR, WAVERLY, VA 23890-2615 |
| Document Number | 180000841 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 180000841 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Sussex County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Sussex County |
| Municipality | Waverly Town |
| Unified School District | Sussex County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,175.00 | $221,700 (-) Land $22,100 Building $199,600 | |
| 2023 | $221,700 Land $22,100 Building $199,600 | $221,700 (-) Land $22,100 Building $199,600 | |
| 2022 | $221,700 Land $22,100 Building $199,600 |
Source: FEMA National Flood Hazard Layer, Sussex County (51183C), updated July 7, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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