415 Carpenter Dr, Waverly, VA 23890 Property Records

Sussex County property record for 415 Carpenter Dr, Waverly, VA 23890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,626 sqft · built 1973
Lot Size	0.441 acres (19,237 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2022)
Tax Bill	$673 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28A4-3-21`

Property Details

APN / Parcel Number

Primary APN	`28A4-3-21`
Alternative APN	`3408`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,237 sqft (0.441 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3408
Street Address	415 CARPENTER DR
City	WAVERLY
State	VA
Zip	23890-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COWLING ACRES BLK D LOT 2 RESUBDIV LOTS 11-13
Legal Subdivision	COWLING ACRES
Legal Block	D
Legal Lot Number	2,11-13
Jurisdiction	SUSSEX VA
Township / Civil Division	WAVERLY
Census Block Group	3
Census Block	3026
Census Tract	870300

Owner

Source: Sussex County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 CARPENTER DR, WAVERLY, VA 23890-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2022338
Deed Book / Page	316 / 693
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Mar 22, 2022
Property Address	415 CARPENTER DR, WAVERLY, VA 23890-2615
Document Number	000316/693
Book / Page	316 / 693
Instrument Date	Mar 15, 2022
Instrument	220000338
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CARPENTER DR, WAVERLY, VA 23890-2615

Mortgage

Document Number	0220000339
Date	Mar 22, 2022
Instrument	220000339

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	000316/712
Date	Mar 22, 2022
Book Page	316/712
Instrument	220000340

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Waverly Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$673.00	$127,100 (-) Land $18,100 Building $109,000
2023		$127,100 Land $18,100 Building $109,000	$127,100 (-) Land $18,100 Building $109,000
2022			$127,100 Land $18,100 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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