Chesapeake City property record for 446 Broad Bend Cir, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,300 sqft · built 1992 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $447,000 (Apr 2023) |
| Tax Bill | $4,648 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Nov 2006 Line of Credit + 3 more |
| APN | 0369009000360 |
| Primary APN | 0369009000360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Upper Floors Area | 876 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 93 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 161 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 308 sqft |
| Deck Area | 420 sqft |
| Patio Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 BROAD BEND CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-9289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 36 RIVER WALK SEC LM-3 |
| Legal Subdivision | RIVERWALK - 1,3,9 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20908 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 BROAD BEND CIR, CHESAPEAKE, VA 23320-9289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Nov 28, 2006 | Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK |
| Sep 23, 2008 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPOR |
| Dec 5, 2012 | Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER AND COMPAN |
| Apr 6, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on Record |
| Deed Sale | Apr 6, 2023 · Amount on Record |
| Prior Sale | May 12, 2016 · Amount on Record |
| Deed Document Number | 20236859 |
| Deed Book / Page | 10651 / 1019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 446 BROAD BEND CIR, CHESAPEAKE, VA 23320-9289 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010389/441 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 10389/441 |
| Instrument | 210026973 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 446 BROAD BEND CIR, CHESAPEAKE, VA 23320-9289 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006848/759 |
|---|---|
| Date | Nov 28, 2006 |
| Book Page | 6848/759 |
| Name | NATIONAL CITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 446 BROAD BEND CIR, CHESAPEAKE, VA 23320-9289 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007609/642 |
|---|---|
| Date | Sep 23, 2008 |
| Book Page | 7609/642 |
| Name | AMERISAVE MORTGAGE CORPOR |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 446 BROAD BEND CIR, CHESAPEAKE, VA 23320-9289 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008900/852 |
|---|---|
| Date | Dec 5, 2012 |
| Book Page | 8900/852 |
| Name | JAMES B NUTTER AND COMPAN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 6, 2023 |
| Property Address | 446 BROAD BEND CIR, CHESAPEAKE, VA 23320-9289 |
| Document Number | 10651/1019 |
| Book / Page | 10651 / 1019 |
| Instrument Date | Mar 25, 2023 |
| Instrument | 230006859 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | ROCK TITLE INC, ROCKET TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 BROAD BEND CIR, CHESAPEAKE, VA 23320-9289 |
| Document Number | 0230006860 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 230006860 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,500 (+2.89%) Land $180,000 Building $293,500 | $473,500 (+2.89%) Land $180,000 Building $293,500 | |
| 2025 | $4,648.00 (+43.55%) | $460,200 (+10.97%) Land $160,000 Building $300,200 | $460,200 (+10.97%) Land $160,000 Building $300,200 |
| 2023 | $414,700 (+13.12%) Land $140,000 Building $274,700 | $414,700 (+13.12%) Land $140,000 Building $274,700 | |
| 2022 | $366,600 Land $135,000 Building $231,600 | $366,600 Land $135,000 Building $231,600 | |
| 2019 | $3,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 181 units insured incl. 81 condo units |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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