433 Broad Bend Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 433 Broad Bend Cir, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,482 sqft · built 1992
Lot Size0.203 acres (8,843 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Jun 2026)
Tax Bill$4,885 (2025)
Deeds & MortgagesSep 2006 Line of Credit
Jun 2026 Sale & Mortgage
+ 3 more
APN0369009000090

Property Details

APN / Parcel Number

Primary APN0369009000090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,482 sqft Living Area
1st Floor Area787 sqft
Upper Floors Area787 sqft
AtticAttic
Attic Area400 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,843 sqft (0.203 acres)
Lot Dimensions122 ft deep x 51 ft wide
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area300 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address433 BROAD BEND CIR
CityCHESAPEAKE
StateVA
Zip23320-9292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description9 RIVER WALK SEC LM-3
Legal SubdivisionRIVERWALK - 1,3,9
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract20908

Owner

433 Broad Bend Cir is owned and occupied by two individuals who bought it in June 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2006Deed of Trust, Mortgage · Line of Credit
GATEWAY BANK & TRUST CO
Jun 1, 2026Bargain and Sale Deed, Transfer · VA Mortgage
GUARANTEED RATE, INC
Jun 1, 2026Bargain and Sale Deed, Transfer · VA Mortgage
GUARANTEED RATE
Aug 20, 2020Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE LLC
Feb 15, 2006Warranty Deed, Transfer · Conventional Mortgage
ARRAY MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Prior SaleAug 20, 2020 · Amount on File
Deed Document Number202613848
Deed Book / Page10984 / 1691
Record UpdatedOct 29, 2026

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292
Transaction TypeMortgage
Record UpdatedJun 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006720/223
DateSep 1, 2006
Book Page6720/223
Lender
NameGATEWAY BANK & TRUST CO
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueAug 24, 2021
Interest
Rate TypeAdjustable Rate

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 1, 2026
Property Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292
Document Number0000013848
Book / Page10984 / 1691
Instrument DateMay 29, 2026
Instrument202613848
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52,520.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292

Mortgage

Document Number0000013849,
DateJun 1, 2026
Instrument202613849
Lender
NameGUARANTEED RATE, INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 1, 2026
Property Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292
Document Number10984/1691
Book / Page10984 / 1691
Instrument DateMay 29, 2026
Instrument202613848
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52,520.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292

Mortgage

Document Number0000013849,
DateJun 1, 2026
Instrument202613849
Lender
NameGUARANTEED RATE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 20, 2020
Property Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292
Document Number10203/603
Book / Page10203 / 603
Instrument DateAug 17, 2020
Instrument200028794
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292

Mortgage

Document Number200028795
DateAug 20, 2020
Instrument200028795
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 15, 2006
Property Address433 BROAD BEND CIR, CHESAPEAKE, VA 23320-9292
Document Number006381/740
Book / Page6381 / 740
Instrument DateJan 30, 2006
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006381743
DateFeb 15, 2006
Instrument6381/743
Lender
NameARRAY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 433 Broad Bend Cir was $4,885, up 5.5% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,300 (+3.02%) Land $180,000 Building $318,300$498,300 (+3.02%) Land $180,000 Building $318,300
2025$4,885.00 (+5.48%)$483,700 Land $160,000 Building $323,700$483,700 Land $160,000 Building $323,700
2024$4,631.00
2023$434,800 (+11.06%) Land $140,000 Building $294,800$434,800 (+11.06%) Land $140,000 Building $294,800
2022$391,500 Land $135,000 Building $256,500$391,500 Land $135,000 Building $256,500
2019$3,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 433 Broad Bend Cir; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies181 units insured
incl. 81 condo units
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Broad Bend Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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Nearby Streets

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